First Community Credit Union 401(k) Plan: Login, Facts & Contact Information

First Community Credit Union 401(k) Plan Facts

Plan name
FIRST COMMUNITY CREDIT UNION 401(K) RETIREMENT PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
FIRST COMMUNITY CREDIT UNION
Participants
502 (400 active employees)
Former employees with a balance
99
Plan assets
$37,485,582 at Dec 31, 2024
Average account balance
$75,424 across 497 accounts
Employer contributions
$1,989,670 in plan year 2024 (51% of all contributions)
Recordkeeper
Empower Annuity Insurance Company O
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Nov 1, 1975
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Sep 19, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $3.94 million went into the plan in contributions, $1.99 million of it from the employer (51%).
  • $5.62 million was paid out to participants.
  • Investment and other income added $4.53 million.
  • Administrative expenses were $112,294, about $226 per account.

How the First Community Credit Union 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019421$26.9 million$1.07 million$993,161
2020439$28.7 million$1.14 million$3.78 million
2021440$33.0 million$1.29 million$2.19 million
2022446$29.3 million$1.60 million$1.78 million
2023487$34.8 million$1.81 million$2.87 million
2024502$37.5 million$1.99 million$5.62 million

First Community Credit Union 401(k) Contact Information

Phone
281-856-5300
Mailing address
PO BOX 840129, HOUSTON TX 77284
Plan sponsor
FIRST COMMUNITY CREDIT UNION
Employer identification number (EIN)
74-1212168
Plan number
001

Questions about the First Community Credit Union 401(k)

Does First Community Credit Union contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $1.99 million, 51% of all contributions.

Does the First Community Credit Union 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the First Community Credit Union 401(k) plan?

502 participants at the start of plan year 2024, 400 of them active employees, and 99 former employees who still had money in the plan.

What is the average 401(k) balance at First Community Credit Union?

About $75,424 per account: $37.5 million in plan assets across 497 accounts with a balance at the end of plan year 2024.

Who manages the First Community Credit Union 401(k) accounts?

Empower (listed on the filing as EMPOWER ANNUITY INSURANCE COMPANY O) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at First Community Credit Union. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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