First Foundation Inc. 401(k) Plan: Login, Facts & Contact Information

First Foundation Inc. 401(k) Plan Facts

Plan name
FIRST FOUNDATION INC. RETIREMENT PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
FIRST FOUNDATION INC.
Participants
780 (561 active employees)
Former employees with a balance
230
Plan assets
$84,592,023 at Dec 31, 2024
Average account balance
$112,639 across 751 accounts
Employer contributions
$1,954,367 in plan year 2024 (22% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1996
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments✓ Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Aug 11, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $9.04 million went into the plan in contributions, $1.95 million of it from the employer (22%).
  • $12.7 million was paid out to participants.
  • Investment and other income added $11.2 million.
  • Administrative expenses were $64,499, about $86 per account.

How the First Foundation Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019547$46.5 million$1.90 million$3.16 million
2020569$57.9 million$1.79 million$3.88 million
2021602$72.0 million$2.15 million$2.43 million
2022653$68.4 million$2.81 million$6.79 million
2023842$77.2 million$2.41 million$13.1 million
2024780$84.6 million$1.95 million$12.7 million

First Foundation Inc. 401(k) Contact Information

Phone
949-202-4100
Mailing address
18101 VON KARMAN AVE 7TH FLOOR, IRVINE CA 92612
Plan sponsor
FIRST FOUNDATION INC.
Employer identification number (EIN)
20-8639702
Plan number
001

Questions about the First Foundation Inc. 401(k)

Does First Foundation Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $1.95 million, 22% of all contributions.

Does the First Foundation Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the First Foundation Inc 401(k) plan?

780 participants at the start of plan year 2024, 561 of them active employees, and 230 former employees who still had money in the plan.

What is the average 401(k) balance at First Foundation Inc?

About $112,639 per account: $84.6 million in plan assets across 751 accounts with a balance at the end of plan year 2024.

Who manages the First Foundation Inc 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at First Foundation Inc. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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