Fisher Sand & Gravel Co. 401(k) Plan: Login, Facts & Contact Information

Fisher Sand & Gravel Co. 401(k) Plan Facts

Plan name
FISHER PROFIT SHARING AND PREVAILING WAGE PLAN
Plan type
401(k) and profit sharing
Plan sponsor
FISHER SAND & GRAVEL CO.
Participants
1,611 (1,330 active employees)
Former employees with a balance
278
Plan assets
$84,246,949 at Dec 31, 2024
Average account balance
$67,723 across 1,244 accounts
Employer contributions
$8,602,893 in plan year 2024 (73% of all contributions)
Recordkeeper
Bravera Wealth
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1974
— Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 15, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $11.8 million went into the plan in contributions, $8.60 million of it from the employer (73%).
  • $9.64 million was paid out to participants.
  • Investment and other income added $8.15 million.
  • Administrative expenses were $332,442, about $267 per account.

How the Fisher Sand & Gravel Co. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20191,132$51.9 million$3.83 million$4.41 million
20201,166$63.7 million$6.70 million$5.15 million
20211,547$71.2 million$6.38 million$9.55 million
20221,413$63.8 million$7.20 million$7.04 million
20231,445$74.3 million$7.94 million$10.5 million
20241,611$84.2 million$8.60 million$9.64 million

Fisher Sand & Gravel Co. 401(k) Contact Information

Phone
701-456-9184
Mailing address
3020 ENERGY DRIVE PO BOX 1034, DICKINSON ND 58601
Plan sponsor
FISHER SAND & GRAVEL CO.
Employer identification number (EIN)
45-0308561
Plan number
001

Questions about the Fisher Sand & Gravel Co. 401(k)

Does Fisher Sand & Gravel Co contribute to the 401(k)?

The plan does not report an employer matching arrangement on its Form 5500. It did report $8.60 million in employer contributions for plan year 2024.

Does the Fisher Sand & Gravel Co 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Fisher Sand & Gravel Co 401(k) plan?

1,611 participants at the start of plan year 2024, 1,330 of them active employees, and 278 former employees who still had money in the plan.

What is the average 401(k) balance at Fisher Sand & Gravel Co?

About $67,723 per account: $84.2 million in plan assets across 1,244 accounts with a balance at the end of plan year 2024.

Who manages the Fisher Sand & Gravel Co 401(k) accounts?

BRAVERA WEALTH is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Fisher Sand & Gravel Co. How do I access my 401(k)?

Your account stays with BRAVERA WEALTH after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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