Florida East Coast Railway, Llc 401(k) Plan: Login, Facts & Contact Information

Florida East Coast Railway, Llc 401(k) Plan Facts

Plan name
FLORIDA EAST COAST RAILWAY, LLC SALARY DEFERRAL PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
FLORIDA EAST COAST RAILWAY, LLC
Participants
358 (252 active employees)
Former employees with a balance
72
Plan assets
$24,452,610 at Dec 31, 2024
Average account balance
$79,650 across 307 accounts
Employer contributions
$742,632 in plan year 2024 (34% of all contributions)
Recordkeeper
Principal Life Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1984
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Jan 9, 2026. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $2.16 million went into the plan in contributions, $742,632 of it from the employer (34%).
  • $4.52 million was paid out to participants.
  • Investment and other income added $3.47 million.
  • Administrative expenses were $34,696, about $113 per account.

How the Florida East Coast Railway, Llc 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019321$25.1 million$497,252$4.33 million
2020327$26.4 million$515,605$4.40 million
2021347$28.4 million$504,706$4.40 million
2022347$21.7 million$525,938$3.75 million
2023351$23.5 million$545,995$4.21 million
2024358$24.5 million$742,632$4.52 million

Florida East Coast Railway, Llc 401(k) Contact Information

Phone
904-538-6063
Mailing address
7150 PHILIPS HIGHWAY, JACKSONVILLE FL 32256
Plan sponsor
FLORIDA EAST COAST RAILWAY, LLC
Employer identification number (EIN)
59-6001115
Plan number
002

Questions about the Florida East Coast Railway, Llc 401(k)

Does Florida East Coast Railway, Llc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $742,632, 34% of all contributions.

Does the Florida East Coast Railway, Llc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Florida East Coast Railway, Llc 401(k) plan?

358 participants at the start of plan year 2024, 252 of them active employees, and 72 former employees who still had money in the plan.

What is the average 401(k) balance at Florida East Coast Railway, Llc?

About $79,650 per account: $24.5 million in plan assets across 307 accounts with a balance at the end of plan year 2024.

Who manages the Florida East Coast Railway, Llc 401(k) accounts?

Principal (listed on the filing as PRINCIPAL LIFE INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Florida East Coast Railway, Llc. How do I access my 401(k)?

Your account stays with Principal after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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