Food Management Investors, Inc. 401(k) Plan: Login, Facts & Contact Information

Food Management Investors, Inc. 401(k) Plan Facts

Plan name
CULTIVATE SOLUTIONS 401(K) PLAN AND TRUST
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
FOOD MANAGEMENT INVESTORS, INC. DBA CULTIVATE SOLUTIONS
Participants
814 (644 active employees)
Former employees with a balance
102
Plan assets
$13,322,848 at Dec 31, 2024
Average account balance
$29,281 across 455 accounts
Employer contributions
$618,795 in plan year 2024 (37% of all contributions)
Recordkeeper
John Hancock Life Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 6, 1997
Employer contributions Automatic enrollment Default investment for undecided participants Participants choose their own investments Self-directed brokerage window Profit sharing Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Jul 30, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $1.69 million went into the plan in contributions, $618,795 of it from the employer (37%).
  • $950,134 was paid out to participants.
  • Investment and other income added $1.49 million.
  • Administrative expenses were $85,872, about $189 per account.

How the Food Management Investors, Inc. 401(k) changed, 20192024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019801$8.34 million$151,214$331,119
2020705$8.87 million$132,306$850,891
2021626$10.5 million$146,342$488,837
2022576$9.16 million$467,224$672,499
2023715$11.2 million$548,102$1.03 million
2024814$13.3 million$618,795$950,134

Food Management Investors, Inc. 401(k) Contact Information

Phone
701-838-2822
Mailing address
509 30TH AVENUE NW, PO BOX 969, MINOT ND 58703
Plan sponsor
FOOD MANAGEMENT INVESTORS, INC. DBA CULTIVATE SOLUTIONS
Employer identification number (EIN)
45-0417148
Plan number
001

Questions about the Food Management Investors, Inc. 401(k)

Does Food Management Investors, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $618,795, 37% of all contributions.

Does the Food Management Investors, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Food Management Investors, Inc 401(k) plan?

814 participants at the start of plan year 2024, 644 of them active employees, and 102 former employees who still had money in the plan.

What is the average 401(k) balance at Food Management Investors, Inc?

About $29,281 per account: $13.3 million in plan assets across 455 accounts with a balance at the end of plan year 2024.

Who manages the Food Management Investors, Inc 401(k) accounts?

John Hancock (listed on the filing as JOHN HANCOCK LIFE INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Food Management Investors, Inc. How do I access my 401(k)?

Your account stays with John Hancock after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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