Ford Construction Company 401(k) Plan: Login, Facts & Contact Information

Ford Construction Company 401(k) Plan Facts

Plan name
FORD CONSTRUCTION COMPANY PROFIT SHARING PLAN
Plan type
401(k) and profit sharing
Plan sponsor
FORD CONSTRUCTION COMPANY
Participants
227 (184 active employees)
Former employees with a balance
27
Plan assets
$14,155,637 at Dec 31, 2024
Average account balance
$65,535 across 216 accounts
Employer contributions
$871,000 in plan year 2024 (65% of all contributions)
Recordkeeper
July Business Services Llc
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1973
— Employer contributions— Automatic enrollment— Default investment for undecided participants— Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 6, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $1.34 million went into the plan in contributions, $871,000 of it from the employer (65%).
  • $980,202 was paid out to participants.
  • Investment and other income added $1.51 million.
  • Administrative expenses were $57,272, about $265 per account.

How the Ford Construction Company 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019241$10.4 million$414,480$670,043
2020248$11.4 million$548,212$1.29 million
2021253$12.8 million$433,527$855,504
2022246$10.9 million$423,974$825,044
2023238$12.3 million$636,927$1.04 million
2024227$14.2 million$871,000$980,202

Ford Construction Company 401(k) Contact Information

Phone
731-285-5185
Mailing address
P.O. BOX 527, DYERSBURG TN 38025
Plan sponsor
FORD CONSTRUCTION COMPANY
Employer identification number (EIN)
62-0537961
Plan number
001

Questions about the Ford Construction Company 401(k)

Does Ford Construction Company contribute to the 401(k)?

The plan does not report an employer matching arrangement on its Form 5500. It did report $871,000 in employer contributions for plan year 2024.

Does the Ford Construction Company 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Ford Construction Company 401(k) plan?

227 participants at the start of plan year 2024, 184 of them active employees, and 27 former employees who still had money in the plan.

What is the average 401(k) balance at Ford Construction Company?

About $65,535 per account: $14.2 million in plan assets across 216 accounts with a balance at the end of plan year 2024.

Who manages the Ford Construction Company 401(k) accounts?

JULY BUSINESS SERVICES LLC is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Ford Construction Company. How do I access my 401(k)?

Your account stays with JULY BUSINESS SERVICES LLC after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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