Founders Federal Credit Union 401(k) Plan: Login, Facts & Contact Information

Founders Federal Credit Union 401(k) Plan Facts

Plan name
FOUNDERS FEDERAL CREDIT UNION DEFINED CONTRIBUTION PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
FOUNDERS FEDERAL CREDIT UNION
Participants
920 (846 active employees)
Former employees with a balance
98
Plan assets
$138,195,657 at Dec 31, 2024
Average account balance
$146,239 across 945 accounts
Employer contributions
$4,579,780 in plan year 2024 (52% of all contributions)
Recordkeeper
Fid Inv Inst. Ops Co
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1994
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Jul 31, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $8.82 million went into the plan in contributions, $4.58 million of it from the employer (52%).
  • $13.7 million was paid out to participants.
  • Investment and other income added $19.1 million.
  • Administrative expenses were $85,122, about $90 per account.

How the Founders Federal Credit Union 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019769$89.6 million$3.17 million$2.49 million
2020810$108.3 million$4.67 million$3.49 million
2021807$126.9 million$3.38 million$5.81 million
2022826$109.5 million$3.84 million$5.72 million
2023934$124.0 million$4.09 million$12.6 million
2024920$138.2 million$4.58 million$13.7 million

Founders Federal Credit Union 401(k) Contact Information

Phone
803-289-5756
Mailing address
737 PLANTATION ROAD, LANCASTER SC 297202137
Plan sponsor
FOUNDERS FEDERAL CREDIT UNION
Employer identification number (EIN)
57-0762987
Plan number
002

Questions about the Founders Federal Credit Union 401(k)

Does Founders Federal Credit Union contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $4.58 million, 52% of all contributions.

Does the Founders Federal Credit Union 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Founders Federal Credit Union 401(k) plan?

920 participants at the start of plan year 2024, 846 of them active employees, and 98 former employees who still had money in the plan.

What is the average 401(k) balance at Founders Federal Credit Union?

About $146,239 per account: $138.2 million in plan assets across 945 accounts with a balance at the end of plan year 2024.

Who manages the Founders Federal Credit Union 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FID INV INST. OPS CO) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Founders Federal Credit Union. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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