Four Winds Casino Resort 401(k) Plan: Login, Facts & Contact Information

Four Winds Casino Resort 401(k) Plan Facts

Plan name
FOUR WINDS CASINO RESORT 401(K) RETIREMENT SAVINGS PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
THE POKAGON GAMING AUTHORITY D/B/A FOUR WINDS CASINO RESORT
Participants
3,112 (2,650 active employees)
Former employees with a balance
318
Plan assets
$110,919,386 at Dec 31, 2024
Average account balance
$38,487 across 2,882 accounts
Employer contributions
$3,262,004 in plan year 2024 (25% of all contributions)
Recordkeeper
Principal Life Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Apr 1, 2008
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 13, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $13.0 million went into the plan in contributions, $3.26 million of it from the employer (25%).
  • $9.26 million was paid out to participants.
  • Investment and other income added $12.5 million.
  • Administrative expenses were $79,310, about $28 per account.

How the Four Winds Casino Resort 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20192,882$68.7 million$2.41 million$5.64 million
20202,836$71.1 million$1.99 million$14.3 million
20212,573$84.0 million$2.30 million$7.04 million
20222,681$76.2 million$2.97 million$5.32 million
20232,851$94.7 million$2.90 million$6.83 million
20243,112$110.9 million$3.26 million$9.26 million

Four Winds Casino Resort 401(k) Contact Information

Phone
866-494-6371
Mailing address
11111 WILSON ROAD, NEW BUFFALO MI 491178888
Plan sponsor
THE POKAGON GAMING AUTHORITY D/B/A FOUR WINDS CASINO RESORT
Employer identification number (EIN)
68-0629973
Plan number
001

Questions about the Four Winds Casino Resort 401(k)

Does Four Winds Casino Resort contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $3.26 million, 25% of all contributions.

Does the Four Winds Casino Resort 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Four Winds Casino Resort 401(k) plan?

3,112 participants at the start of plan year 2024, 2,650 of them active employees, and 318 former employees who still had money in the plan.

What is the average 401(k) balance at Four Winds Casino Resort?

About $38,487 per account: $110.9 million in plan assets across 2,882 accounts with a balance at the end of plan year 2024.

Who manages the Four Winds Casino Resort 401(k) accounts?

Principal (listed on the filing as PRINCIPAL LIFE INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Four Winds Casino Resort. How do I access my 401(k)?

Your account stays with Principal after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

Related Companies
Headquarter: 880 3RD AVENUE 4TH FLOOR, NEW YORK, NY, 10022
Headquarter: 3350 RIVERWOOD PKWY SE SUITE 1550, ATLANTA, GA, 303395995
Headquarter: 1030 DELTA BOULEVARD DEPARTMENT 216, ATLANTA, GA, 303546001
Headquarter: 5205 N. O'CONNOR BOULEVARD SUITE 100, IRVING, TX, 75039
Headquarter: 200 PLAZA DRIVE, SECAUCUS, NJ, 07094