Freightcar America, Inc. 401(k) Plan: Login, Facts & Contact Information

Freightcar America, Inc. 401(k) Plan Facts

Plan name
FREIGHTCAR AMERICA, INC. SAVINGS PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
FREIGHTCAR AMERICA, INC.
Participants
347 (63 active employees)
Former employees with a balance
245
Plan assets
$22,487,732 at Dec 31, 2024
Average account balance
$73,012 across 308 accounts
Employer contributions
$375,285 in plan year 2024 (26% of all contributions)
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1991
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 15, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $1.46 million went into the plan in contributions, $375,285 of it from the employer (26%).
  • $2.49 million was paid out to participants.
  • Investment and other income added $2.59 million.
  • Administrative expenses were $43,882, about $142 per account.

How the Freightcar America, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20191,660$33.2 million$1.32 million$11.2 million
20201,506$28.6 million$25,909$8.98 million
20211,019$27.1 million$200,458$6.17 million
2022410$20.5 million$274,299$4.09 million
2023369$21.0 million$300,801$3.24 million
2024347$22.5 million$375,285$2.49 million

Freightcar America, Inc. 401(k) Contact Information

Phone
312-928-0034
Mailing address
125 S. WACKER DRIVE, SUITE 1500, CHICAGO IL 60606
Plan sponsor
FREIGHTCAR AMERICA, INC.
Employer identification number (EIN)
25-1837219
Plan number
009

Questions about the Freightcar America, Inc. 401(k)

Does Freightcar America, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $375,285, 26% of all contributions.

Does the Freightcar America, Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Freightcar America, Inc 401(k) plan?

347 participants at the start of plan year 2024, 63 of them active employees, and 245 former employees who still had money in the plan.

What is the average 401(k) balance at Freightcar America, Inc?

About $73,012 per account: $22.5 million in plan assets across 308 accounts with a balance at the end of plan year 2024.

Who manages the Freightcar America, Inc 401(k) accounts?

Principal is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Freightcar America, Inc. How do I access my 401(k)?

Your account stays with Principal after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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