Gemini, Incorporated 401(k) Plan: Login, Facts & Contact Information

Gemini, Incorporated 401(k) Plan Facts

Plan name
GEMINI, INCORPORATED PROFIT SHARING PLAN
Plan type
401(k) and profit sharing
Plan sponsor
GEMINI, INCORPORATED
Participants
1,088 (833 active employees)
Former employees with a balance
241
Plan assets
$105,826,650 at Sep 30, 2025
Average account balance
$97,807 across 1,082 accounts
Employer contributions
$1,980,506 in plan year 2024 (31% of all contributions)
Recordkeeper
Oneamerica Retirement Services, Llc
Plan year
Oct 1, 2024 – Sep 30, 2025
Plan established
Oct 1, 1973
— Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments✓ Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Oct 1, 2024 – Sep 30, 2025), filed Apr 14, 2026. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $6.50 million went into the plan in contributions, $1.98 million of it from the employer (31%).
  • $13.3 million was paid out to participants.
  • Investment and other income added $11.5 million.
  • Administrative expenses were $176,593, about $163 per account.

How the Gemini, Incorporated 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019877$79.2 million$1.31 million$4.40 million
2020858$94.2 million$2.64 million$8.09 million
2021912$74.5 million$2.79 million$10.3 million
2022980$84.5 million$2.97 million$7.77 million
20231,025$101.3 million$2.07 million$10.9 million
20241,088$105.8 million$1.98 million$13.3 million

Gemini, Incorporated 401(k) Contact Information

Phone
507-263-3957
Mailing address
103 MENSING WAY, CANNON FALLS MN 550091185
Plan sponsor
GEMINI, INCORPORATED
Employer identification number (EIN)
41-0854683
Plan number
001

Questions about the Gemini, Incorporated 401(k)

Does Gemini, Incorporated contribute to the 401(k)?

The plan does not report an employer matching arrangement on its Form 5500. It did report $1.98 million in employer contributions for plan year 2024.

Does the Gemini, Incorporated 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Gemini, Incorporated 401(k) plan?

1,088 participants at the start of plan year 2024, 833 of them active employees, and 241 former employees who still had money in the plan.

What is the average 401(k) balance at Gemini, Incorporated?

About $97,807 per account: $105.8 million in plan assets across 1,082 accounts with a balance at the end of plan year 2024.

Who manages the Gemini, Incorporated 401(k) accounts?

OneAmerica Financial (listed on the filing as ONEAMERICA RETIREMENT SERVICES, LLC) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Gemini, Incorporated. How do I access my 401(k)?

Your account stays with OneAmerica Financial after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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