Genisys Credit Union 401(k) Plan: Login, Facts & Contact Information

Genisys Credit Union 401(k) Plan Facts

Plan name
GENISYS CREDIT UNION 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
GENISYS CREDIT UNION
Participants
642 (559 active employees)
Former employees with a balance
113
Plan assets
$71,649,664 at Dec 31, 2024
Average account balance
$110,741 across 647 accounts
Employer contributions
$2,021,859 in plan year 2024 (46% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Feb 1, 1972
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Jun 5, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $4.43 million went into the plan in contributions, $2.02 million of it from the employer (46%).
  • $2.88 million was paid out to participants.
  • Investment and other income added $8.65 million.
  • Administrative expenses were $115,548, about $179 per account.

How the Genisys Credit Union 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019522$48.4 million$1.52 million$2.81 million
2020564$56.8 million$1.71 million$3.39 million
2021577$64.6 million$1.71 million$3.75 million
2022587$52.3 million$1.69 million$6.50 million
2023624$61.6 million$1.75 million$3.61 million
2024642$71.6 million$2.02 million$2.88 million

Genisys Credit Union 401(k) Contact Information

Phone
248-322-9800
Mailing address
2100 EXECUTIVE HILLS BLVD, AUBURN HILLS MI 48326
Plan sponsor
GENISYS CREDIT UNION
Employer identification number (EIN)
38-1445060
Plan number
002

Questions about the Genisys Credit Union 401(k)

Does Genisys Credit Union contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $2.02 million, 46% of all contributions.

Does the Genisys Credit Union 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Genisys Credit Union 401(k) plan?

642 participants at the start of plan year 2024, 559 of them active employees, and 113 former employees who still had money in the plan.

What is the average 401(k) balance at Genisys Credit Union?

About $110,741 per account: $71.6 million in plan assets across 647 accounts with a balance at the end of plan year 2024.

Who manages the Genisys Credit Union 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Genisys Credit Union. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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