Georgia's Own Credit Union 401(k) Plan: Login, Facts & Contact Information

Georgia's Own Credit Union 401(k) Plan Facts

Plan name
GEORGIA'S OWN CREDIT UNION EMPLOYEES SAVINGS PLAN & TRUST
Plan type
401(k) with employer contributions
Plan sponsor
GEORGIA'S OWN CREDIT UNION
Participants
826 (705 active employees)
Former employees with a balance
111
Plan assets
$87,881,310 at Dec 31, 2024
Average account balance
$108,630 across 809 accounts
Employer contributions
$4,474,704 in plan year 2024 (46% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jul 1, 1979
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window— Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Jul 11, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $9.77 million went into the plan in contributions, $4.47 million of it from the employer (46%).
  • $6.62 million was paid out to participants.
  • Investment and other income added $12.2 million.
  • Administrative expenses were $23,821, about $29 per account.

How the Georgia's Own Credit Union 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019606$35.2 million$2.51 million$4.87 million
2020636$51.4 million$2.09 million$4.34 million
2021762$57.0 million$1.97 million$6.51 million
2022791$56.2 million$4.46 million$3.32 million
2023823$72.5 million$5.69 million$7.27 million
2024826$87.9 million$4.47 million$6.62 million

Georgia's Own Credit Union 401(k) Contact Information

Phone
404-575-1803
Mailing address
P.O. BOX 105205, ATLANTA GA 30348
Plan sponsor
GEORGIA'S OWN CREDIT UNION
Employer identification number (EIN)
58-0147128
Plan number
002

Questions about the Georgia's Own Credit Union 401(k)

Does Georgia's Own Credit Union contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $4.47 million, 46% of all contributions.

Does the Georgia's Own Credit Union 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Georgia's Own Credit Union 401(k) plan?

826 participants at the start of plan year 2024, 705 of them active employees, and 111 former employees who still had money in the plan.

What is the average 401(k) balance at Georgia's Own Credit Union?

About $108,630 per account: $87.9 million in plan assets across 809 accounts with a balance at the end of plan year 2024.

Who manages the Georgia's Own Credit Union 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Georgia's Own Credit Union. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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