Gerten Greenhouses & Garden Center, Inc. 401(k) Plan: Login, Facts & Contact Information

Gerten Greenhouses & Garden Center, Inc. 401(k) Plan Facts

Plan name
GERTENS FAMILY OF BUSINESSES RETIREMENT PLAN
Plan type
401(k) and profit sharing
Plan sponsor
GERTEN GREENHOUSES & GARDEN CENTER, INC.
Participants
389 (284 active employees)
Former employees with a balance
105
Plan assets
$46,820,285 at Dec 31, 2024
Average account balance
$121,296 across 386 accounts
Employer contributions
$1,359,922 in plan year 2024 (45% of all contributions)
Recordkeeper
Stancorp Financial Group
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1989
— Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 1, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $2.99 million went into the plan in contributions, $1.36 million of it from the employer (45%).
  • $521,738 was paid out to participants.
  • Investment and other income added $6.47 million.
  • Administrative expenses were $58,876, about $153 per account.

How the Gerten Greenhouses & Garden Center, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019248$24.3 million$736,983$1.49 million
2020265$29.0 million$761,359$1.34 million
2021272$34.0 million$852,364$1.84 million
2022300$29.5 million$997,894$915,147
2023350$37.9 million$1.20 million$791,608
2024389$46.8 million$1.36 million$521,738

Gerten Greenhouses & Garden Center, Inc. 401(k) Contact Information

Phone
651-239-1312
Mailing address
5715 BLAINE AVE, INVER GROVE HEIGHTS MN 55076
Plan sponsor
GERTEN GREENHOUSES & GARDEN CENTER, INC.
Employer identification number (EIN)
41-1387373
Plan number
001

Questions about the Gerten Greenhouses & Garden Center, Inc. 401(k)

Does Gerten Greenhouses & Garden Center, Inc contribute to the 401(k)?

The plan does not report an employer matching arrangement on its Form 5500. It did report $1.36 million in employer contributions for plan year 2024.

Does the Gerten Greenhouses & Garden Center, Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Gerten Greenhouses & Garden Center, Inc 401(k) plan?

389 participants at the start of plan year 2024, 284 of them active employees, and 105 former employees who still had money in the plan.

What is the average 401(k) balance at Gerten Greenhouses & Garden Center, Inc?

About $121,296 per account: $46.8 million in plan assets across 386 accounts with a balance at the end of plan year 2024.

Who manages the Gerten Greenhouses & Garden Center, Inc 401(k) accounts?

The Standard (listed on the filing as STANCORP FINANCIAL GROUP) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Gerten Greenhouses & Garden Center, Inc. How do I access my 401(k)?

Your account stays with The Standard after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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