Godbersen-smith Construction Company 401(k) Plan: Login, Facts & Contact Information

Godbersen-smith Construction Company 401(k) Plan Facts

Plan name
GODBERSEN-SMITH CONSTRUCTION COMPANY 401(K) PROFIT SHARING PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
GODBERSEN-SMITH CONSTRUCTION COMPANY
Participants
717 (539 active employees)
Former employees with a balance
112
Plan assets
$65,967,095 at Dec 31, 2024
Average account balance
$109,398 across 603 accounts
Employer contributions
$1,075,244 in plan year 2024 (28% of all contributions)
Recordkeeper
Empower Annuity Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Feb 29, 1960
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 10, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $3.80 million went into the plan in contributions, $1.08 million of it from the employer (28%).
  • $4.87 million was paid out to participants.
  • Investment and other income added $7.62 million.
  • Administrative expenses were $261,412, about $434 per account.

How the Godbersen-smith Construction Company 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019676$52.0 million$956,758$4.07 million
2020715$60.2 million$958,830$3.39 million
2021692$67.1 million$1.02 million$4.51 million
2022700$54.5 million$1.04 million$5.42 million
2023699$59.7 million$1.07 million$7.44 million
2024717$66.0 million$1.08 million$4.87 million

Godbersen-smith Construction Company 401(k) Contact Information

Phone
712-364-3347
Mailing address
121 E. STATE HIGHWAY 175, IDA GROVE IA 514450152
Plan sponsor
GODBERSEN-SMITH CONSTRUCTION COMPANY
Employer identification number (EIN)
42-0823217
Plan number
001

Questions about the Godbersen-smith Construction Company 401(k)

Does Godbersen-smith Construction Company contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $1.08 million, 28% of all contributions.

Does the Godbersen-smith Construction Company 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Godbersen-smith Construction Company 401(k) plan?

717 participants at the start of plan year 2024, 539 of them active employees, and 112 former employees who still had money in the plan.

What is the average 401(k) balance at Godbersen-smith Construction Company?

About $109,398 per account: $66.0 million in plan assets across 603 accounts with a balance at the end of plan year 2024.

Who manages the Godbersen-smith Construction Company 401(k) accounts?

Empower (listed on the filing as EMPOWER ANNUITY INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Godbersen-smith Construction Company. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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