Grand Trunk Corporation 401(k) Plan: Login, Facts & Contact Information

Grand Trunk Corporation 401(k) Plan Facts

Plan name
CANADIAN NATIONAL RAILWAY COMPANY SAVINGS PLAN FOR U.S. OPERATIONS
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
GRAND TRUNK CORPORATION
Participants
7,850 (7,289 active employees)
Former employees with a balance
735
Plan assets
$767,383,565 at Dec 31, 2024
Average account balance
$114,449 across 6,705 accounts
Employer contributions
$10,563,547 in plan year 2024 (21% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jul 1, 1995
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Jul 29, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $51.2 million went into the plan in contributions, $10.6 million of it from the employer (21%).
  • $64.9 million was paid out to participants.
  • Investment and other income added $84.9 million.
  • Administrative expenses were $552,485, about $82 per account.

How the Grand Trunk Corporation 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20198,842$578.1 million$9.27 million$64.8 million
20208,448$620.6 million$8.36 million$91.0 million
20218,306$696.1 million$8.58 million$59.2 million
20227,578$581.5 million$8.85 million$50.3 million
20237,621$696.7 million$10.1 million$37.5 million
20247,850$767.4 million$10.6 million$64.9 million

Grand Trunk Corporation 401(k) Contact Information

Phone
800-253-1273
Mailing address
17641 SOUTH ASHLAND AVENUE, HOMEWOOD IL 60430
Plan sponsor
GRAND TRUNK CORPORATION
Employer identification number (EIN)
13-2673944
Plan number
003

Questions about the Grand Trunk Corporation 401(k)

Does Grand Trunk Corporation contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $10.6 million, 21% of all contributions.

Does the Grand Trunk Corporation 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Grand Trunk Corporation 401(k) plan?

7,850 participants at the start of plan year 2024, 7,289 of them active employees, and 735 former employees who still had money in the plan.

What is the average 401(k) balance at Grand Trunk Corporation?

About $114,449 per account: $767.4 million in plan assets across 6,705 accounts with a balance at the end of plan year 2024.

Who manages the Grand Trunk Corporation 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Grand Trunk Corporation. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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