Granite Construction Incorporated 401(k) Plan: Login, Facts & Contact Information

Granite Construction Incorporated 401(k) Plan Facts

Plan name
GRANITE CONSTRUCTION PROFIT SHARING AND 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing with a company-stock (ESOP) component
Plan sponsor
GRANITE CONSTRUCTION INCORPORATED
Participants
5,713 (3,412 active employees)
Former employees with a balance
2,145
Plan assets
$819,361,728 at Dec 31, 2024
Average account balance
$144,585 across 5,667 accounts
Employer contributions
$20,018,053 in plan year 2024 (36% of all contributions)
Recordkeeper
T Rowe Price Rps Inc
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1957
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing✓ Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Jul 18, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $55.0 million went into the plan in contributions, $20.0 million of it from the employer (36%).
  • Investment and other income added $119.9 million.
  • Administrative expenses were $230,014, about $41 per account.

How the Granite Construction Incorporated 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20194,766$603.5 million$16.5 million$70.9 million
20205,889$680.4 million$17.7 million$112.1 million
20215,914$772.8 million$19.2 million$114.8 million
20225,606$631.1 million$17.7 million$34.8 million
20235,366$737.1 million$18.6 million$73.9 million
20245,713$819.4 million$20.0 million$-142.9 million

Granite Construction Incorporated 401(k) Contact Information

Phone
408-310-9732
Mailing address
P.O. BOX 50085 585 WEST BEACH ST, WATSONVILLE CA 950775085
Plan sponsor
GRANITE CONSTRUCTION INCORPORATED
Employer identification number (EIN)
77-0239383
Plan number
001

Questions about the Granite Construction Incorporated 401(k)

Does Granite Construction Incorporated contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $20.0 million, 36% of all contributions.

Does the Granite Construction Incorporated 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Granite Construction Incorporated 401(k) plan?

5,713 participants at the start of plan year 2024, 3,412 of them active employees, and 2,145 former employees who still had money in the plan.

What is the average 401(k) balance at Granite Construction Incorporated?

About $144,585 per account: $819.4 million in plan assets across 5,667 accounts with a balance at the end of plan year 2024.

Who manages the Granite Construction Incorporated 401(k) accounts?

T. Rowe Price (listed on the filing as T ROWE PRICE RPS INC) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Granite Construction Incorporated. How do I access my 401(k)?

Your account stays with T. Rowe Price after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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