Great Bay Distributors, Inc. 401(k) Plan: Login, Facts & Contact Information

Great Bay Distributors, Inc. 401(k) Plan Facts

Plan name
SAVINGS AND RETIREMENT PLAN FOR EMPLOYEES OF GREAT BAY DISTRIBUTORS, INC.
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
GREAT BAY DISTRIBUTORS, INC.
Participants
547 (354 active employees)
Former employees with a balance
162
Plan assets
$42,842,927 at Dec 31, 2024
Average account balance
$78,900 across 543 accounts
Employer contributions
$589,641 in plan year 2024 (24% of all contributions)
Recordkeeper
Empower Annuity Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jun 1, 1976
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 14, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $2.50 million went into the plan in contributions, $589,641 of it from the employer (24%).
  • $5.36 million was paid out to participants.
  • Investment and other income added $4.63 million.
  • Administrative expenses were $58,994, about $109 per account.

How the Great Bay Distributors, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019391$32.8 million$509,398$587,873
2020422$41.0 million$530,124$2.88 million
2021427$37.9 million$542,754$2.93 million
2022421$36.0 million$331,526$2.16 million
2023514$41.2 million$570,944$2.17 million
2024547$42.8 million$589,641$5.36 million

Great Bay Distributors, Inc. 401(k) Contact Information

Phone
727-584-8626
Mailing address
2750 EAGLE AVENUE N, ST. PETERSBURG FL 33716
Plan sponsor
GREAT BAY DISTRIBUTORS, INC.
Employer identification number (EIN)
59-1196133
Plan number
002

Questions about the Great Bay Distributors, Inc. 401(k)

Does Great Bay Distributors, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $589,641, 24% of all contributions.

Does the Great Bay Distributors, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Great Bay Distributors, Inc 401(k) plan?

547 participants at the start of plan year 2024, 354 of them active employees, and 162 former employees who still had money in the plan.

What is the average 401(k) balance at Great Bay Distributors, Inc?

About $78,900 per account: $42.8 million in plan assets across 543 accounts with a balance at the end of plan year 2024.

Who manages the Great Bay Distributors, Inc 401(k) accounts?

Empower (listed on the filing as EMPOWER ANNUITY INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Great Bay Distributors, Inc. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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