Greenfield Savings Bank 401(k) Plan: Login, Facts & Contact Information

Greenfield Savings Bank 401(k) Plan Facts

Plan name
GREENFIELD SAVINGS BANK 401K PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
GREENFIELD SAVINGS BANK
Participants
291 (203 active employees)
Former employees with a balance
86
Plan assets
$24,653,482 at Dec 31, 2024
Average account balance
$87,115 across 283 accounts
Employer contributions
$525,136 in plan year 2024 (31% of all contributions)
Recordkeeper
Voya Retirement Insurance & Annuity
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Apr 1, 1993
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 15, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $1.71 million went into the plan in contributions, $525,136 of it from the employer (31%).
  • $1.25 million was paid out to participants.
  • Investment and other income added $3.01 million.
  • Administrative expenses were $4,275, about $15 per account.

How the Greenfield Savings Bank 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019193$18.2 million$365,512$231,151
2020206$20.8 million$367,522$1.23 million
2021217$22.2 million$331,191$2.94 million
2022231$19.0 million$374,418$1.49 million
2023270$21.2 million$413,161$1.95 million
2024291$24.7 million$525,136$1.25 million

Greenfield Savings Bank 401(k) Contact Information

Phone
413-774-3191
Mailing address
PO BOX 1537, GREENFIELD MA 01302
Plan sponsor
GREENFIELD SAVINGS BANK
Employer identification number (EIN)
81-0669576
Plan number
002

Questions about the Greenfield Savings Bank 401(k)

Does Greenfield Savings Bank contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $525,136, 31% of all contributions.

Does the Greenfield Savings Bank 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Greenfield Savings Bank 401(k) plan?

291 participants at the start of plan year 2024, 203 of them active employees, and 86 former employees who still had money in the plan.

What is the average 401(k) balance at Greenfield Savings Bank?

About $87,115 per account: $24.7 million in plan assets across 283 accounts with a balance at the end of plan year 2024.

Who manages the Greenfield Savings Bank 401(k) accounts?

Voya Financial (listed on the filing as VOYA RETIREMENT INSURANCE & ANNUITY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Greenfield Savings Bank. How do I access my 401(k)?

Your account stays with Voya Financial after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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