Guild Mortgage Company 401(k) Plan: Login, Facts & Contact Information

Guild Mortgage Company 401(k) Plan Facts

Plan name
GUILD MORTGAGE COMPANY PROFIT SHARING 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
GUILD MORTGAGE COMPANY LLC
Participants
6,175 (5,083 active employees)
Former employees with a balance
988
Plan assets
$456,359,135 at Dec 31, 2024
Average account balance
$76,673 across 5,952 accounts
Employer contributions
$8,328,608 in plan year 2024 (10% of all contributions)
Recordkeeper
Principal Life Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1982
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 10, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $83.3 million went into the plan in contributions, $8.33 million of it from the employer (10%).
  • $46.6 million was paid out to participants.
  • Investment and other income added $50.0 million.
  • Administrative expenses were $777,537, about $131 per account.

How the Guild Mortgage Company 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20194,488$165.0 million$5.94 million$17.1 million
20204,193$223.1 million$7.62 million$13.6 million
20214,926$287.0 million$8.82 million$21.1 million
20226,283$242.4 million$6.29 million$35.5 million
20236,387$370.6 million$5.87 million$40.9 million
20246,175$456.4 million$8.33 million$46.6 million

Guild Mortgage Company 401(k) Contact Information

Phone
858-560-6330
Mailing address
5887 COPLEY DRIVE, SAN DIEGO CA 921117916
Plan sponsor
GUILD MORTGAGE COMPANY LLC
Employer identification number (EIN)
95-2146137
Plan number
001

Questions about the Guild Mortgage Company 401(k)

Does Guild Mortgage Company contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $8.33 million, 10% of all contributions.

Does the Guild Mortgage Company 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Guild Mortgage Company 401(k) plan?

6,175 participants at the start of plan year 2024, 5,083 of them active employees, and 988 former employees who still had money in the plan.

What is the average 401(k) balance at Guild Mortgage Company?

About $76,673 per account: $456.4 million in plan assets across 5,952 accounts with a balance at the end of plan year 2024.

Who manages the Guild Mortgage Company 401(k) accounts?

Principal (listed on the filing as PRINCIPAL LIFE INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Guild Mortgage Company. How do I access my 401(k)?

Your account stays with Principal after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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