Gulf Winds Credit Union 401(k) Plan: Login, Facts & Contact Information

Gulf Winds Credit Union 401(k) Plan Facts

Plan name
GULF WINDS CREDIT UNION 401K PLAN AND TRUST
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
GULF WINDS CREDIT UNION
Participants
296 (221 active employees)
Former employees with a balance
79
Plan assets
$14,086,230 at Dec 31, 2024
Average account balance
$49,775 across 283 accounts
Employer contributions
$300,355 in plan year 2024 (16% of all contributions)
Recordkeeper
Benefit Plans Admin Services
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1995
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Aug 25, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $1.84 million went into the plan in contributions, $300,355 of it from the employer (16%).
  • $819,461 was paid out to participants.
  • Investment and other income added $1.84 million.
  • Administrative expenses were $67,618, about $239 per account.

How the Gulf Winds Credit Union 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019302$8.23 million$234,396$586,379
2020257$10.1 million$243,239$663,952
2021259$12.0 million$256,546$618,135
2022272$9.90 million$289,267$953,834
2023281$11.3 million$319,727$2.00 million
2024296$14.1 million$300,355$819,461

Gulf Winds Credit Union 401(k) Contact Information

Phone
850-479-9601
Mailing address
220 E. NINE MILE ROAD, PENSACOLA FL 325343145
Plan sponsor
GULF WINDS CREDIT UNION
Employer identification number (EIN)
59-6143861
Plan number
002

Questions about the Gulf Winds Credit Union 401(k)

Does Gulf Winds Credit Union contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $300,355, 16% of all contributions.

Does the Gulf Winds Credit Union 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Gulf Winds Credit Union 401(k) plan?

296 participants at the start of plan year 2024, 221 of them active employees, and 79 former employees who still had money in the plan.

What is the average 401(k) balance at Gulf Winds Credit Union?

About $49,775 per account: $14.1 million in plan assets across 283 accounts with a balance at the end of plan year 2024.

Who manages the Gulf Winds Credit Union 401(k) accounts?

BENEFIT PLANS ADMIN SERVICES is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Gulf Winds Credit Union. How do I access my 401(k)?

Your account stays with BENEFIT PLANS ADMIN SERVICES after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

Related Companies
Headquarter: 10000 MANCHESTER AVE. SUITE C, HOUSTON, TX, 77012
Headquarter: 6575 NORTH KENDALL DRIVE, PINECREST, FL, 33156
Headquarter: 1285 AVENUE OF THE AMERICAS, NEW YORK, NY, 10019
Headquarter: 800 NORTH GLEBE ROAD, ARLINGTON, VA, 22203
Headquarter: 1801 LIND AVENUE SW, RENTON, WA, 98057