Hastings Mutual Insurance Co. 401(k) Plan: Login, Facts & Contact Information

Hastings Mutual Insurance Co. 401(k) Plan Facts

Plan name
HASTINGS INSURANCE 401(K) RETIREMENT PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
HASTINGS INSURANCE COMPANY
Participants
584 (438 active employees)
Former employees with a balance
134
Plan assets
$67,613,998 at Dec 31, 2024
Average account balance
$118,830 across 569 accounts
Employer contributions
$1,842,202 in plan year 2024 (36% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Oct 1, 1989
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Sep 25, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $5.10 million went into the plan in contributions, $1.84 million of it from the employer (36%).
  • $8.64 million was paid out to participants.
  • Investment and other income added $8.51 million.
  • Administrative expenses were $10,754, about $19 per account.

How the Hastings Mutual Insurance Co. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019583$54.8 million$1.67 million$6.85 million
2020558$63.3 million$1.89 million$5.75 million
2021566$68.9 million$1.72 million$7.62 million
2022553$54.5 million$1.59 million$8.52 million
2023575$62.7 million$1.75 million$5.93 million
2024584$67.6 million$1.84 million$8.64 million

Hastings Mutual Insurance Co. 401(k) Contact Information

Phone
269-945-3405
Mailing address
404 E WOODLAWN AVE., HASTINGS MI 49058
Plan sponsor
HASTINGS INSURANCE COMPANY
Employer identification number (EIN)
38-0829290
Plan number
002

Questions about the Hastings Mutual Insurance Co. 401(k)

Does Hastings Mutual Insurance Co contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $1.84 million, 36% of all contributions.

Does the Hastings Mutual Insurance Co 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Hastings Mutual Insurance Co 401(k) plan?

584 participants at the start of plan year 2024, 438 of them active employees, and 134 former employees who still had money in the plan.

What is the average 401(k) balance at Hastings Mutual Insurance Co?

About $118,830 per account: $67.6 million in plan assets across 569 accounts with a balance at the end of plan year 2024.

Who manages the Hastings Mutual Insurance Co 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Hastings Mutual Insurance Co. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

Related Companies
Headquarter: 325 NORTH HANOVER STREET, HASTINGS, MI, 490581527
Headquarter: 375 NORTH SHORE DRIVE, PITTSBURGH, PA, 15212
Headquarter: 3M CENTER 223-6N-02, ST. PAUL, MN, 551441000
Headquarter: 101 PROSPECT AVENUE N.W. C/O TAX DEPT., 1220 GH, CLEVELAND, OH, 441151075
Headquarter: 75 CHESTNUT RIDGE ROAD, MONTVALE, NJ, 076451842