Hcl America, Inc. 401(k) Plan: Login, Facts & Contact Information
Hcl America, Inc. 401(k) Login
5,375 former Hcl America, Inc. employees still have money in this plan.
Retirement plan providers can change. This information is from the plan's 2024 filing.
Hcl America, Inc. 401(k) Plan Facts
Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Mar 18, 2026. Public filing with the U.S. Department of Labor.
Money in and out in plan year 2024
- $230.1 million went into the plan in contributions, $55.1 million of it from the employer (24%).
- $164.8 million was paid out to participants.
- Investment and other income added $197.5 million.
- Administrative expenses were $1.94 million, about $109 per account.
How the Hcl America, Inc. 401(k) changed, 2019–2024
| Plan year | Participants | Plan assets | Employer contributions | Benefits paid |
|---|---|---|---|---|
| 2019 | 17,520 | $550.8 million | $30.1 million | $52.1 million |
| 2020 | 18,510 | $712.8 million | $37.4 million | $70.1 million |
| 2021 | 19,396 | $1.01 billion | $41.1 million | $93.9 million |
| 2022 | 21,870 | $878.8 million | $40.8 million | $101.5 million |
| 2023 | 27,351 | $1.14 billion | $46.0 million | $115.7 million |
| 2024 | 27,584 | $1.49 billion | $55.1 million | $164.8 million |
Hcl America, Inc. 401(k) Contact Information
Questions about the Hcl America, Inc. 401(k)
Does Hcl America, Inc contribute to the 401(k)?
Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $55.1 million, 24% of all contributions.
Does the Hcl America, Inc 401(k) have automatic enrollment?
No. The plan does not report automatic enrollment; employees enroll themselves.
How many people are in the Hcl America, Inc 401(k) plan?
27,584 participants at the start of plan year 2024, 20,206 of them active employees, and 5,375 former employees who still had money in the plan.
What is the average 401(k) balance at Hcl America, Inc?
About $83,647 per account: $1.49 billion in plan assets across 17,805 accounts with a balance at the end of plan year 2024.
Who manages the Hcl America, Inc 401(k) accounts?
Principal (listed on the filing as PRINCIPAL LIFE INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.
I no longer work at Hcl America, Inc. How do I access my 401(k)?
Your account stays with Principal after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.