Headwater Companies, Llc 401(k) Plan: Login, Facts & Contact Information

Headwater Companies, Llc 401(k) Plan Facts

Plan name
HEADWATER COMPANIES, LLC 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
HEADWATER COMPANIES, LLC
Participants
1,077 (851 active employees)
Former employees with a balance
195
Plan assets
$60,829,754 at Dec 31, 2024
Average account balance
$59,001 across 1,031 accounts
Employer contributions
$2,199,326 in plan year 2024 (33% of all contributions)
Recordkeeper
Principal Life Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 2018
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Jul 1, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $6.72 million went into the plan in contributions, $2.20 million of it from the employer (33%).
  • $5.51 million was paid out to participants.
  • Investment and other income added $6.25 million.
  • Administrative expenses were $140,124, about $136 per account.

How the Headwater Companies, Llc 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019564$11.7 million—$894,200
2020621$32.3 million$350,900$1.87 million
2021801$39.6 million$1.30 million$3.40 million
20221,065$44.2 million$2.13 million$4.97 million
20231,084$53.5 million$2.11 million$4.10 million
20241,077$60.8 million$2.20 million$5.51 million

Headwater Companies, Llc 401(k) Contact Information

Phone
260-827-5358
Mailing address
9255 COVERDALE ROAD, FORT WAYNE IN 46809
Plan sponsor
HEADWATER COMPANIES, LLC
Employer identification number (EIN)
20-0319914
Plan number
001

Questions about the Headwater Companies, Llc 401(k)

Does Headwater Companies, Llc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $2.20 million, 33% of all contributions.

Does the Headwater Companies, Llc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Headwater Companies, Llc 401(k) plan?

1,077 participants at the start of plan year 2024, 851 of them active employees, and 195 former employees who still had money in the plan.

What is the average 401(k) balance at Headwater Companies, Llc?

About $59,001 per account: $60.8 million in plan assets across 1,031 accounts with a balance at the end of plan year 2024.

Who manages the Headwater Companies, Llc 401(k) accounts?

Principal (listed on the filing as PRINCIPAL LIFE INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Headwater Companies, Llc. How do I access my 401(k)?

Your account stays with Principal after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

Related Companies
Headquarter: 11911 FREEDOM DRIVE SUITE 900, RESTON, VA, 20190
Headquarter: 5 MICROWAVE HILL RD., SUITE C, MONTANA CITY, MT, 59634
Headquarter: ATTENTION US BENEFITS 66 HUDSON BOULEVARD EAST, NEW YORK, NY, 100012192
Headquarter: 500 W MADISON ST, CHICAGO, IL, 606614544
Headquarter: 1400 SMITH STREET, HOUSTON, TX, 77002