Heritage Commerce Corp 401(k) Plan: Login, Facts & Contact Information
Heritage Commerce Corp 401(k) Login
220 former Heritage Commerce Corp employees still have money in this plan.
Retirement plan providers can change. This information is from the plan's 2024 filing.
Heritage Commerce Corp 401(k) Plan Facts
Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 7, 2025. Public filing with the U.S. Department of Labor.
Money in and out in plan year 2024
- $5.61 million went into the plan in contributions, $964,359 of it from the employer (17%).
- $7.28 million was paid out to participants.
- Investment and other income added $11.3 million.
- Administrative expenses were $89,801, about $162 per account.
How the Heritage Commerce Corp 401(k) changed, 2019–2024
| Plan year | Participants | Plan assets | Employer contributions | Benefits paid |
|---|---|---|---|---|
| 2019 | 543 | $62.3 million | $933,961 | $2.89 million |
| 2020 | 570 | $71.7 million | $945,185 | $5.65 million |
| 2021 | 564 | $81.0 million | $946,084 | $5.73 million |
| 2022 | 566 | $65.8 million | $941,970 | $5.04 million |
| 2023 | 587 | $77.5 million | $948,289 | $5.03 million |
| 2024 | 593 | $87.1 million | $964,359 | $7.28 million |
Heritage Commerce Corp 401(k) Contact Information
Questions about the Heritage Commerce Corp 401(k)
Does Heritage Commerce Corp contribute to the 401(k)?
Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $964,359, 17% of all contributions.
Does the Heritage Commerce Corp 401(k) have automatic enrollment?
No. The plan does not report automatic enrollment; employees enroll themselves.
How many people are in the Heritage Commerce Corp 401(k) plan?
593 participants at the start of plan year 2024, 343 of them active employees, and 220 former employees who still had money in the plan.
What is the average 401(k) balance at Heritage Commerce Corp?
About $156,584 per account: $87.1 million in plan assets across 556 accounts with a balance at the end of plan year 2024.
Who manages the Heritage Commerce Corp 401(k) accounts?
Capital Group / American Funds (listed on the filing as CAPITAL GROUP RETIREMENT PLAN SVCS.) is the plan's recordkeeper, which is where participants log in to see their balance.
I no longer work at Heritage Commerce Corp. How do I access my 401(k)?
Your account stays with Capital Group / American Funds after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.