Howard Hanna Smythe Cramer 401(k) Plan: Login, Facts & Contact Information
Howard Hanna Smythe Cramer 401(k) Login
191 former Howard Hanna Smythe Cramer employees still have money in this plan.
Retirement plan providers can change. This information is from the plan's 2024 filing.
Howard Hanna Smythe Cramer 401(k) Plan Facts
Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 10, 2025. Public filing with the U.S. Department of Labor.
Money in and out in plan year 2024
- $6.80 million went into the plan in contributions, $346,560 of it from the employer (5%).
- $7.19 million was paid out to participants.
- Investment and other income added $7.05 million.
- Administrative expenses were $159,666, about $162 per account.
How the Howard Hanna Smythe Cramer 401(k) changed, 2019–2024
| Plan year | Participants | Plan assets | Employer contributions | Benefits paid |
|---|---|---|---|---|
| 2019 | 784 | $31.7 million | $158,204 | $4.55 million |
| 2020 | 664 | $54.2 million | $324,629 | $3.14 million |
| 2021 | 868 | $60.3 million | $371,550 | $6.14 million |
| 2022 | 908 | $51.3 million | $332,717 | $5.74 million |
| 2023 | 1,086 | $56.6 million | $316,816 | $8.98 million |
| 2024 | 1,125 | $63.1 million | $346,560 | $7.19 million |
Howard Hanna Smythe Cramer 401(k) Contact Information
Questions about the Howard Hanna Smythe Cramer 401(k)
Does Howard Hanna Smythe Cramer contribute to the 401(k)?
Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $346,560, 5% of all contributions.
Does the Howard Hanna Smythe Cramer 401(k) have automatic enrollment?
No. The plan does not report automatic enrollment; employees enroll themselves.
How many people are in the Howard Hanna Smythe Cramer 401(k) plan?
1,125 participants at the start of plan year 2024, 1,023 of them active employees, and 191 former employees who still had money in the plan.
What is the average 401(k) balance at Howard Hanna Smythe Cramer?
About $64,201 per account: $63.1 million in plan assets across 983 accounts with a balance at the end of plan year 2024.
Who manages the Howard Hanna Smythe Cramer 401(k) accounts?
Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.
I no longer work at Howard Hanna Smythe Cramer. How do I access my 401(k)?
Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.