Howard Industries, Inc. 401(k) Plan: Login, Facts & Contact Information

Howard Industries, Inc. 401(k) Plan Facts

Plan name
HOWARD INDUSTRIES, INC. RETIREMENT SAVINGS PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
HOWARD INDUSTRIES, INC.
Participants
1,132 (1,228 active employees)
Former employees with a balance
246
Plan assets
$88,014,149 at Dec 31, 2024
Average account balance
$109,470 across 804 accounts
Employer contributions
$2,296,934 in plan year 2024 (36% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jul 1, 2007
✓ Employer contributions— Automatic enrollment— Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 8, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $6.35 million went into the plan in contributions, $2.30 million of it from the employer (36%).
  • $6.46 million was paid out to participants.
  • Investment and other income added $9.48 million.
  • Administrative expenses were $150,840, about $188 per account.

How the Howard Industries, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019929$65.3 million$1.62 million$2.20 million
2020973$74.7 million$1.71 million$4.57 million
20211,003$81.1 million$1.74 million$8.00 million
2022982$66.9 million$1.93 million$4.25 million
2023996$78.8 million$2.10 million$5.65 million
20241,132$88.0 million$2.30 million$6.46 million

Howard Industries, Inc. 401(k) Contact Information

Phone
601-425-3151
Mailing address
3225 PENDORFF ROAD, LAUREL MS 39440
Plan sponsor
HOWARD INDUSTRIES, INC.
Employer identification number (EIN)
64-0466143
Plan number
005

Questions about the Howard Industries, Inc. 401(k)

Does Howard Industries, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $2.30 million, 36% of all contributions.

Does the Howard Industries, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Howard Industries, Inc 401(k) plan?

1,132 participants at the start of plan year 2024, 1,228 of them active employees, and 246 former employees who still had money in the plan.

What is the average 401(k) balance at Howard Industries, Inc?

About $109,470 per account: $88.0 million in plan assets across 804 accounts with a balance at the end of plan year 2024.

Who manages the Howard Industries, Inc 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Howard Industries, Inc. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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