Ibotta, Inc 401(k) Plan: Login, Facts & Contact Information

Ibotta, Inc 401(k) Plan Facts

Plan name
IBOTTA, INC. 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
IBOTTA, INC.
Participants
1,216 (961 active employees)
Former employees with a balance
243
Plan assets
$64,896,706 at Dec 31, 2024
Average account balance
$55,231 across 1,175 accounts
Employer contributions
$3,709,631 in plan year 2024 (24% of all contributions)
Recordkeeper
Principal Life Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Oct 1, 2014
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 8, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $15.2 million went into the plan in contributions, $3.71 million of it from the employer (24%).
  • $9.72 million was paid out to participants.
  • Investment and other income added $8.54 million.
  • Administrative expenses were $133,739, about $114 per account.

How the Ibotta, Inc 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019690$13.9 million$1.44 million$1.28 million
20201,026$20.3 million$1.45 million$3.61 million
2021980$31.5 million$2.15 million$4.22 million
20221,288$33.6 million$2.70 million$3.91 million
20231,395$51.0 million$2.71 million$2.79 million
20241,216$64.9 million$3.71 million$9.72 million

Ibotta, Inc 401(k) Contact Information

Phone
303-593-1633
Mailing address
1801 CALIFORNIA ST SUITE 400, DENVER CO 802022616
Plan sponsor
IBOTTA, INC.
Employer identification number (EIN)
35-2426358
Plan number
001

Questions about the Ibotta, Inc 401(k)

Does Ibotta, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $3.71 million, 24% of all contributions.

Does the Ibotta, Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Ibotta, Inc 401(k) plan?

1,216 participants at the start of plan year 2024, 961 of them active employees, and 243 former employees who still had money in the plan.

What is the average 401(k) balance at Ibotta, Inc?

About $55,231 per account: $64.9 million in plan assets across 1,175 accounts with a balance at the end of plan year 2024.

Who manages the Ibotta, Inc 401(k) accounts?

Principal (listed on the filing as PRINCIPAL LIFE INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Ibotta, Inc. How do I access my 401(k)?

Your account stays with Principal after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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