Idaho Central Credit Union 401(k) Plan: Login, Facts & Contact Information

Idaho Central Credit Union 401(k) Plan Facts

Plan name
IDAHO CENTRAL CREDIT UNION 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
IDAHO CENTRAL CREDIT UNION
Participants
2,379 (1,909 active employees)
Former employees with a balance
637
Plan assets
$99,501,582 at Dec 31, 2024
Average account balance
$42,377 across 2,348 accounts
Employer contributions
$2,833,959 in plan year 2024 (24% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Apr 1, 1997
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 15, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $11.9 million went into the plan in contributions, $2.83 million of it from the employer (24%).
  • $4.66 million was paid out to participants.
  • Investment and other income added $11.9 million.
  • Administrative expenses were $283,380, about $121 per account.

How the Idaho Central Credit Union 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20191,208$39.2 million$1.43 million$1.59 million
20201,312$53.1 million$1.89 million$1.38 million
20211,440$68.5 million$2.32 million$2.63 million
20221,834$62.3 million$2.69 million$4.85 million
20232,222$80.7 million$2.72 million$4.37 million
20242,379$99.5 million$2.83 million$4.66 million

Idaho Central Credit Union 401(k) Contact Information

Phone
208-239-3000
Mailing address
PO BOX 2469, POCATELLO ID 83206
Plan sponsor
IDAHO CENTRAL CREDIT UNION
Employer identification number (EIN)
82-0217065
Plan number
002

Questions about the Idaho Central Credit Union 401(k)

Does Idaho Central Credit Union contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $2.83 million, 24% of all contributions.

Does the Idaho Central Credit Union 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Idaho Central Credit Union 401(k) plan?

2,379 participants at the start of plan year 2024, 1,909 of them active employees, and 637 former employees who still had money in the plan.

What is the average 401(k) balance at Idaho Central Credit Union?

About $42,377 per account: $99.5 million in plan assets across 2,348 accounts with a balance at the end of plan year 2024.

Who manages the Idaho Central Credit Union 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Idaho Central Credit Union. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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