In-n-out Burger, Inc. 401(k) Plan: Login, Facts & Contact Information

In-n-out Burger, Inc. 401(k) Plan Facts

Plan name
IN-N-OUT BURGER ASSOCIATES' PROFIT SHARING PLAN
Plan type
401(k) and profit sharing
Plan sponsor
IN-N-OUT BURGER, INC.
Participants
22,896 (21,337 active employees)
Former employees with a balance
6,472
Plan assets
$947,326,827 at Dec 31, 2024
Average account balance
$36,924 across 25,656 accounts
Employer contributions
$32,609,001 in plan year 2024 (34% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jun 1, 1967
— Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 10, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $94.9 million went into the plan in contributions, $32.6 million of it from the employer (34%).
  • $42.2 million was paid out to participants.
  • Investment and other income added $126.6 million.
  • Administrative expenses were $206,126, about $8 per account.

How the In-n-out Burger, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
201914,510$501.7 million$18.7 million$23.0 million
202014,722$586.0 million$20.6 million$43.4 million
202115,869$708.5 million$21.3 million$34.7 million
202215,940$613.5 million$23.9 million$38.9 million
202316,717$768.2 million$27.4 million$43.4 million
202422,896$947.3 million$32.6 million$42.2 million

In-n-out Burger, Inc. 401(k) Contact Information

Phone
949-509-6200
Mailing address
4199 CAMPUS DRIVE, 9TH FLR, IRVINE CA 92612
Plan sponsor
IN-N-OUT BURGER, INC.
Employer identification number (EIN)
95-2246829
Plan number
001

Questions about the In-n-out Burger, Inc. 401(k)

Does In-n-out Burger, Inc contribute to the 401(k)?

The plan does not report an employer matching arrangement on its Form 5500. It did report $32.6 million in employer contributions for plan year 2024.

Does the In-n-out Burger, Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the In-n-out Burger, Inc 401(k) plan?

22,896 participants at the start of plan year 2024, 21,337 of them active employees, and 6,472 former employees who still had money in the plan.

What is the average 401(k) balance at In-n-out Burger, Inc?

About $36,924 per account: $947.3 million in plan assets across 25,656 accounts with a balance at the end of plan year 2024.

Who manages the In-n-out Burger, Inc 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at In-n-out Burger, Inc. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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