Independence Blue Cross 401(k) Plan: Login, Facts & Contact Information

Independence Blue Cross 401(k) Plan Facts

Plan name
INDEPENDENCE BLUE CROSS BLUE CHIP RETIREMENT SAVINGS PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
INDEPENDENCE BLUE CROSS, LLC
Participants
5,983 (4,620 active employees)
Former employees with a balance
1,396
Plan assets
$918,850,852 at Dec 31, 2024
Average account balance
$166,519 across 5,518 accounts
Employer contributions
$37,340,294 in plan year 2024 (58% of all contributions)
Recordkeeper
Vanguard Fiduciary Trust Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1983
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 9, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $63.9 million went into the plan in contributions, $37.3 million of it from the employer (58%).
  • $224.5 million was paid out to participants.
  • Investment and other income added $121.8 million.
  • Administrative expenses were $576,115, about $104 per account.

How the Independence Blue Cross 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20195,594$724.2 million$15.2 million$39.6 million
20205,687$859.5 million$16.8 million$46.4 million
20215,563$982.6 million$17.1 million$50.8 million
20225,422$809.3 million$18.5 million$53.8 million
20235,872$958.2 million$19.8 million$54.7 million
20245,983$918.9 million$37.3 million$224.5 million

Independence Blue Cross 401(k) Contact Information

Phone
215-241-3230
Mailing address
1901 MARKET STREET, 26TH FLOOR, PHILADELPHIA PA 191031480
Plan sponsor
INDEPENDENCE BLUE CROSS, LLC
Employer identification number (EIN)
46-3867722
Plan number
002

Questions about the Independence Blue Cross 401(k)

Does Independence Blue Cross contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $37.3 million, 58% of all contributions.

Does the Independence Blue Cross 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Independence Blue Cross 401(k) plan?

5,983 participants at the start of plan year 2024, 4,620 of them active employees, and 1,396 former employees who still had money in the plan.

What is the average 401(k) balance at Independence Blue Cross?

About $166,519 per account: $918.9 million in plan assets across 5,518 accounts with a balance at the end of plan year 2024.

Who manages the Independence Blue Cross 401(k) accounts?

Vanguard (listed on the filing as VANGUARD FIDUCIARY TRUST COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Independence Blue Cross. How do I access my 401(k)?

Your account stays with Vanguard after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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