Indian River Transport Company 401(k) Plan: Login, Facts & Contact Information

Indian River Transport Company 401(k) Plan Facts

Plan name
INDIAN RIVER TRANSPORT COMPANY 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
INDIAN RIVER TRANSPORT COMPANY
Participants
452 (435 active employees)
Former employees with a balance
37
Plan assets
$5,640,633 at Dec 31, 2024
Average account balance
$38,634 across 146 accounts
Employer contributions
$156,317 in plan year 2024 (23% of all contributions)
Recordkeeper
Fidelity Investments
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Oct 1, 1993
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 15, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $683,055 went into the plan in contributions, $156,317 of it from the employer (23%).
  • $597,488 was paid out to participants.
  • Investment and other income added $552,546.
  • Administrative expenses were $39,158, about $268 per account.

How the Indian River Transport Company 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019477$4.44 million$146,054$389,707
2020481$4.35 million$125,867$839,462
2021468$4.95 million$125,419$680,445
2022415$3.89 million$179,560$1.21 million
2023411$5.04 million$177,792$405,131
2024452$5.64 million$156,317$597,488

Indian River Transport Company 401(k) Contact Information

Phone
863-324-2430
Mailing address
2580 EXECUTIVE RD, WINTER HAVEN FL 33884
Plan sponsor
INDIAN RIVER TRANSPORT COMPANY
Employer identification number (EIN)
59-3172232
Plan number
001

Questions about the Indian River Transport Company 401(k)

Does Indian River Transport Company contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $156,317, 23% of all contributions.

Does the Indian River Transport Company 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Indian River Transport Company 401(k) plan?

452 participants at the start of plan year 2024, 435 of them active employees, and 37 former employees who still had money in the plan.

What is the average 401(k) balance at Indian River Transport Company?

About $38,634 per account: $5.64 million in plan assets across 146 accounts with a balance at the end of plan year 2024.

Who manages the Indian River Transport Company 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Indian River Transport Company. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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