Indiana Harbor Belt Railroad Company 401(k) Plan: Login, Facts & Contact Information

Indiana Harbor Belt Railroad Company 401(k) Plan Facts

Plan name
INDIANA HARBOR BELT RAILROAD COMPANY AGREEMENT EMPLOYEES' SAVINGS PLAN
Plan type
401(k) and profit sharing
Plan sponsor
INDIANA HARBOR BELT RAILROAD COMPANY
Participants
592 (529 active employees)
Former employees with a balance
49
Plan assets
$28,475,206 at Dec 31, 2024
Average account balance
$50,221 across 567 accounts
Employer contributions
$21,768 in plan year 2024 (1% of all contributions)
Recordkeeper
The Vanguard Group, Inc.
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1997
— Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 15, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $2.78 million went into the plan in contributions, $21,768 of it from the employer (1%).
  • $2.21 million was paid out to participants.
  • Investment and other income added $3.67 million.
  • Administrative expenses were $50,912, about $90 per account.

How the Indiana Harbor Belt Railroad Company 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019704$15.3 million$9,189$2.37 million
2020629$17.6 million$10,248$2.36 million
2021610$21.9 million$10,716$806,849
2022575$19.6 million$16,337$1.39 million
2023579$24.3 million$18,885$1.32 million
2024592$28.5 million$21,768$2.21 million

Indiana Harbor Belt Railroad Company 401(k) Contact Information

Phone
856-231-2078
Mailing address
PO BOX 389, HAMMOND IN 46323
Plan sponsor
INDIANA HARBOR BELT RAILROAD COMPANY
Employer identification number (EIN)
36-6001389
Plan number
003

Questions about the Indiana Harbor Belt Railroad Company 401(k)

Does Indiana Harbor Belt Railroad Company contribute to the 401(k)?

The plan does not report an employer matching arrangement on its Form 5500. It did report $21,768 in employer contributions for plan year 2024.

Does the Indiana Harbor Belt Railroad Company 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Indiana Harbor Belt Railroad Company 401(k) plan?

592 participants at the start of plan year 2024, 529 of them active employees, and 49 former employees who still had money in the plan.

What is the average 401(k) balance at Indiana Harbor Belt Railroad Company?

About $50,221 per account: $28.5 million in plan assets across 567 accounts with a balance at the end of plan year 2024.

Who manages the Indiana Harbor Belt Railroad Company 401(k) accounts?

Vanguard (listed on the filing as THE VANGUARD GROUP, INC.) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Indiana Harbor Belt Railroad Company. How do I access my 401(k)?

Your account stays with Vanguard after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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