Ingredion Incorporated 401(k) Plan: Login, Facts & Contact Information

Ingredion Incorporated 401(k) Plan Facts

Plan name
INGREDION INCORPORATED RETIREMENT SAVINGS PLAN FOR SALARIED EMPLOYEES
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
INGREDION INCORPORATED
Participants
2,823 (2,087 active employees)
Former employees with a balance
784
Plan assets
$650,909,463 at Dec 31, 2024
Average account balance
$229,113 across 2,841 accounts
Employer contributions
$19,635,104 in plan year 2024 (39% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1998
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 6, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $50.8 million went into the plan in contributions, $19.6 million of it from the employer (39%).
  • $61.4 million was paid out to participants.
  • Investment and other income added $83.4 million.
  • Administrative expenses were $300,953, about $106 per account.

How the Ingredion Incorporated 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20192,597$489.1 million$12.3 million$56.2 million
20202,507$549.7 million$13.4 million$46.2 million
20212,544$606.8 million$14.8 million$70.8 million
20222,517$495.1 million$15.7 million$55.1 million
20232,771$577.3 million$18.2 million$50.8 million
20242,823$650.9 million$19.6 million$61.4 million

Ingredion Incorporated 401(k) Contact Information

Phone
708-551-2600
Mailing address
5 WESTBROOK CORPORATE CENTER, WESTCHESTER IL 601545749
Plan sponsor
INGREDION INCORPORATED
Employer identification number (EIN)
22-3514823
Plan number
003

Questions about the Ingredion Incorporated 401(k)

Does Ingredion Incorporated contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $19.6 million, 39% of all contributions.

Does the Ingredion Incorporated 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Ingredion Incorporated 401(k) plan?

2,823 participants at the start of plan year 2024, 2,087 of them active employees, and 784 former employees who still had money in the plan.

What is the average 401(k) balance at Ingredion Incorporated?

About $229,113 per account: $650.9 million in plan assets across 2,841 accounts with a balance at the end of plan year 2024.

Who manages the Ingredion Incorporated 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Ingredion Incorporated. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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