Inoac Usa, Inc. 401(k) Plan: Login, Facts & Contact Information

Inoac Usa, Inc. 401(k) Plan Facts

Plan name
INOAC USA 401(K) SAVINGS PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
INOAC USA, INC.
Participants
1,998 (1,145 active employees)
Former employees with a balance
977
Plan assets
$89,229,771 at Dec 31, 2024
Average account balance
$48,786 across 1,829 accounts
Employer contributions
$1,702,405 in plan year 2024 (30% of all contributions)
Recordkeeper
Ascensus Llc
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jul 10, 1991
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 14, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $5.71 million went into the plan in contributions, $1.70 million of it from the employer (30%).
  • $7.19 million was paid out to participants.
  • Investment and other income added $5.40 million.
  • Administrative expenses were $170,342, about $93 per account.

How the Inoac Usa, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20191,201$25.7 million$750,644$2.13 million
20201,225$28.9 million$657,056$3.04 million
20211,117$31.3 million$336,829$3.34 million
20221,075$25.3 million$678,397$3.72 million
20231,097$31.2 million$893,035$1.64 million
20241,998$89.2 million$1.70 million$7.19 million

Inoac Usa, Inc. 401(k) Contact Information

Phone
502-460-0324
Mailing address
901 1/2 NUTTER DRIVE, BARDSTOWN KY 40004
Plan sponsor
INOAC USA, INC.
Employer identification number (EIN)
13-3355311
Plan number
001

Questions about the Inoac Usa, Inc. 401(k)

Does Inoac Usa, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $1.70 million, 30% of all contributions.

Does the Inoac Usa, Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Inoac Usa, Inc 401(k) plan?

1,998 participants at the start of plan year 2024, 1,145 of them active employees, and 977 former employees who still had money in the plan.

What is the average 401(k) balance at Inoac Usa, Inc?

About $48,786 per account: $89.2 million in plan assets across 1,829 accounts with a balance at the end of plan year 2024.

Who manages the Inoac Usa, Inc 401(k) accounts?

Ascensus (listed on the filing as ASCENSUS LLC) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Inoac Usa, Inc. How do I access my 401(k)?

Your account stays with Ascensus after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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