Inspire Medical Systems, Inc. 401(k) Plan: Login, Facts & Contact Information

Inspire Medical Systems, Inc. 401(k) Plan Facts

Plan name
INSPIRE MEDICAL SYSTEMS, INC. 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
INSPIRE MEDICAL SYSTEMS, INC.
Participants
1,020 (1,177 active employees)
Former employees with a balance
65
Plan assets
$85,829,296 at Dec 31, 2024
Average account balance
$79,472 across 1,080 accounts
Employer contributions
$5,339,998 in plan year 2024 (21% of all contributions)
Recordkeeper
Empower Annuity Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 2008
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 3, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $26.1 million went into the plan in contributions, $5.34 million of it from the employer (21%).
  • $5.11 million was paid out to participants.
  • Investment and other income added $9.34 million.
  • Administrative expenses were $160,136, about $148 per account.

How the Inspire Medical Systems, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019163$8.59 million—$975,661
2020237$15.5 million$5,244$269,364
2021334$22.8 million—$925,436
2022486$29.1 million$2.66 million$1.67 million
2023773$55.7 million$4.19 million$2.14 million
20241,020$85.8 million$5.34 million$5.11 million

Inspire Medical Systems, Inc. 401(k) Contact Information

Phone
763-639-2613
Mailing address
5500 WAYZATA BLVD. SUITE 1600, GOLDEN VALLEY MN 55416
Plan sponsor
INSPIRE MEDICAL SYSTEMS, INC.
Employer identification number (EIN)
26-1377674
Plan number
001

Questions about the Inspire Medical Systems, Inc. 401(k)

Does Inspire Medical Systems, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $5.34 million, 21% of all contributions.

Does the Inspire Medical Systems, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Inspire Medical Systems, Inc 401(k) plan?

1,020 participants at the start of plan year 2024, 1,177 of them active employees, and 65 former employees who still had money in the plan.

What is the average 401(k) balance at Inspire Medical Systems, Inc?

About $79,472 per account: $85.8 million in plan assets across 1,080 accounts with a balance at the end of plan year 2024.

Who manages the Inspire Medical Systems, Inc 401(k) accounts?

Empower (listed on the filing as EMPOWER ANNUITY INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Inspire Medical Systems, Inc. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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