Inter-rail Transport, Inc. 401(k) Plan: Login, Facts & Contact Information

Inter-rail Transport, Inc. 401(k) Plan Facts

Plan name
INTER-RAIL TRANSPORT, INC. PROFIT SHARING PLAN & TRUST
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
INTER-RAIL TRANSPORT, INC.
Participants
792 (639 active employees)
Former employees with a balance
272
Plan assets
$13,310,491 at Dec 31, 2024
Average account balance
$16,056 across 829 accounts
Employer contributions
$300,010 in plan year 2024 (22% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1998
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Sep 22, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $1.35 million went into the plan in contributions, $300,010 of it from the employer (22%).
  • $1.44 million was paid out to participants.
  • Investment and other income added $2.30 million.
  • Administrative expenses were $59,436, about $72 per account.

How the Inter-rail Transport, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019522$6.90 million$200,000$846,130
2020567$8.72 million$250,000$479,132
2021561$10.1 million$300,000$1.08 million
2022553$8.34 million$250,000$553,565
2023555$11.2 million$300,000$368,195
2024792$13.3 million$300,010$1.44 million

Inter-rail Transport, Inc. 401(k) Contact Information

Phone
410-758-2893
Mailing address
115 LAWYERS ROW, CENTREVILLE MD 21617
Plan sponsor
INTER-RAIL TRANSPORT, INC.
Employer identification number (EIN)
58-1375899
Plan number
001

Questions about the Inter-rail Transport, Inc. 401(k)

Does Inter-rail Transport, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $300,010, 22% of all contributions.

Does the Inter-rail Transport, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Inter-rail Transport, Inc 401(k) plan?

792 participants at the start of plan year 2024, 639 of them active employees, and 272 former employees who still had money in the plan.

What is the average 401(k) balance at Inter-rail Transport, Inc?

About $16,056 per account: $13.3 million in plan assets across 829 accounts with a balance at the end of plan year 2024.

Who manages the Inter-rail Transport, Inc 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Inter-rail Transport, Inc. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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