International Bay Clubs, Llc 401(k) Plan: Login, Facts & Contact Information

International Bay Clubs, Llc 401(k) Plan Facts

Plan name
INTERNATIONAL BAY CLUBS, LLC SAVINGS AND RETIREMENT PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
INTERNATIONAL BAY CLUBS, LLC
Participants
520 (440 active employees)
Former employees with a balance
124
Plan assets
$17,708,112 at Dec 31, 2024
Average account balance
$35,992 across 492 accounts
Employer contributions
$567,439 in plan year 2024 (27% of all contributions)
Recordkeeper
Empower Annuity Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Feb 1, 1992
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 14, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $2.14 million went into the plan in contributions, $567,439 of it from the employer (27%).
  • $1.56 million was paid out to participants.
  • Investment and other income added $2.07 million.
  • Administrative expenses were $48,654, about $99 per account.

How the International Bay Clubs, Llc 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019780$12.3 million$297,864$563,884
2020430$13.8 million$282,879$1.55 million
2021393$15.3 million$336,541$1.25 million
2022404$14.0 million$432,795$616,892
2023499$15.2 million$518,048$2.84 million
2024520$17.7 million$567,439$1.56 million

International Bay Clubs, Llc 401(k) Contact Information

Phone
949-645-5000
Mailing address
1221 W COAST HWY, NEWPORT BEACH CA 926635001
Plan sponsor
INTERNATIONAL BAY CLUBS, LLC
Employer identification number (EIN)
45-5490409
Plan number
002

Questions about the International Bay Clubs, Llc 401(k)

Does International Bay Clubs, Llc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $567,439, 27% of all contributions.

Does the International Bay Clubs, Llc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the International Bay Clubs, Llc 401(k) plan?

520 participants at the start of plan year 2024, 440 of them active employees, and 124 former employees who still had money in the plan.

What is the average 401(k) balance at International Bay Clubs, Llc?

About $35,992 per account: $17.7 million in plan assets across 492 accounts with a balance at the end of plan year 2024.

Who manages the International Bay Clubs, Llc 401(k) accounts?

Empower (listed on the filing as EMPOWER ANNUITY INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at International Bay Clubs, Llc. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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