Ibm 401(k) Plan: Login, Facts & Contact Information
Ibm 401(k) Login
80,957 former Ibm employees still have money in this plan.
Retirement plan providers can change. This information is from the plan's 2024 filing.
Ibm 401(k) Plan Facts
Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Jul 18, 2025. Public filing with the U.S. Department of Labor.
Money in and out in plan year 2024
- $941.3 million went into the plan in contributions.
- $6.38 billion was paid out to participants.
- Investment and other income added $8.22 billion.
- Administrative expenses were $36.1 million, about $244 per account.
How the Ibm 401(k) changed, 2019–2024
| Plan year | Participants | Plan assets | Employer contributions | Benefits paid |
|---|---|---|---|---|
| 2019 | 183,694 | $58.2 billion | $576.6 million | $3.81 billion |
| 2020 | 179,859 | $63.6 billion | $583.3 million | $4.21 billion |
| 2021 | 172,646 | $67.6 billion | $487.9 million | $5.21 billion |
| 2022 | 168,665 | $53.4 billion | $489.5 million | $4.67 billion |
| 2023 | 164,744 | $57.4 billion | $538.7 million | $5.52 billion |
| 2024 | 156,865 | $60.4 billion | — | $6.38 billion |
Ibm 401(k) Contact Information
Questions about the Ibm 401(k)
Does Ibm contribute to the 401(k)?
Yes. The plan reports an employer contribution arrangement.
Does the Ibm 401(k) have automatic enrollment?
Yes. The plan reports automatic enrollment of eligible employees.
How many people are in the Ibm 401(k) plan?
156,865 participants at the start of plan year 2024, 49,030 of them active employees, and 80,957 former employees who still had money in the plan.
What is the average 401(k) balance at Ibm?
About $409,329 per account: $60.4 billion in plan assets across 147,543 accounts with a balance at the end of plan year 2024.
Who manages the Ibm 401(k) accounts?
Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.
I no longer work at Ibm. How do I access my 401(k)?
Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.