Irving Oil Terminals, Inc 401(k) Plan: Login, Facts & Contact Information

Irving Oil Terminals, Inc 401(k) Plan Facts

Plan name
IRVING USA EMPLOYEES 401K PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
IRVING OIL TERMINALS INC.
Participants
1,002 (725 active employees)
Former employees with a balance
230
Plan assets
$81,044,561 at Dec 31, 2024
Average account balance
$83,724 across 968 accounts
Employer contributions
$2,271,382 in plan year 2024 (30% of all contributions)
Recordkeeper
Milliman, Inc.
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Mar 1, 1990
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 13, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $7.61 million went into the plan in contributions, $2.27 million of it from the employer (30%).
  • $8.53 million was paid out to participants.
  • Investment and other income added $9.84 million.
  • Administrative expenses were $36,822, about $38 per account.

How the Irving Oil Terminals, Inc 401(k) changed, 2010–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2010157$9.15 million$364,478$694,720
2011172$9.25 million$355,807$936,628
2012197$10.1 million$326,357$1.08 million
2013 (final)132$0$382,309$363,163
2023951$72.2 million$2.13 million$7.17 million
20241,002$81.0 million$2.27 million$8.53 million

Irving Oil Terminals, Inc 401(k) Contact Information

Phone
506-202-7269
Mailing address
190 COMMERCE WAY, PORTSMOUTH NH 03801
Plan sponsor
IRVING OIL TERMINALS INC.
Employer identification number (EIN)
04-3430664
Plan number
001

Questions about the Irving Oil Terminals, Inc 401(k)

Does Irving Oil Terminals, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $2.27 million, 30% of all contributions.

Does the Irving Oil Terminals, Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Irving Oil Terminals, Inc 401(k) plan?

1,002 participants at the start of plan year 2024, 725 of them active employees, and 230 former employees who still had money in the plan.

What is the average 401(k) balance at Irving Oil Terminals, Inc?

About $83,724 per account: $81.0 million in plan assets across 968 accounts with a balance at the end of plan year 2024.

Who manages the Irving Oil Terminals, Inc 401(k) accounts?

Milliman (listed on the filing as MILLIMAN, INC.) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Irving Oil Terminals, Inc. How do I access my 401(k)?

Your account stays with Milliman after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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