Islands Restaurants, L.p. 401(k) Plan: Login, Facts & Contact Information

Islands Restaurants, L.p. 401(k) Plan Facts

Plan name
ISLANDS RESTAURANTS 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
ISLANDS RESTAURANTS, LLC
Participants
1,765 (1,537 active employees)
Former employees with a balance
120
Plan assets
$15,250,621 at Dec 31, 2024
Average account balance
$47,658 across 320 accounts
Employer contributions
$330,692 in plan year 2024 (32% of all contributions)
Recordkeeper
July Business Services Llc
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jul 1, 1996
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 15, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $1.04 million went into the plan in contributions, $330,692 of it from the employer (32%).
  • $901,180 was paid out to participants.
  • Investment and other income added $1.80 million.
  • Administrative expenses were $85,843, about $268 per account.

How the Islands Restaurants, L.p. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20192,608$15.1 million$403,072$921,002
20202,627$14.1 million$104,900$3.35 million
20212,052$15.2 million$122,194$1.59 million
20221,799$11.7 million$316,758$2.17 million
20231,837$13.4 million$309,877$1.28 million
20241,765$15.3 million$330,692$901,180

Islands Restaurants, L.p. 401(k) Contact Information

Phone
760-978-9769
Mailing address
5760 FLEET STREET SUITE 100, CARLSBAD CA 92008
Plan sponsor
ISLANDS RESTAURANTS, LLC
Employer identification number (EIN)
33-0475521
Plan number
001

Questions about the Islands Restaurants, L.p. 401(k)

Does Islands Restaurants, L.p contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $330,692, 32% of all contributions.

Does the Islands Restaurants, L.p 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Islands Restaurants, L.p 401(k) plan?

1,765 participants at the start of plan year 2024, 1,537 of them active employees, and 120 former employees who still had money in the plan.

What is the average 401(k) balance at Islands Restaurants, L.p?

About $47,658 per account: $15.3 million in plan assets across 320 accounts with a balance at the end of plan year 2024.

Who manages the Islands Restaurants, L.p 401(k) accounts?

JULY BUSINESS SERVICES LLC is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Islands Restaurants, L.p. How do I access my 401(k)?

Your account stays with JULY BUSINESS SERVICES LLC after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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