J & H Oil Company 401(k) Plan: Login, Facts & Contact Information

J & H Oil Company 401(k) Plan Facts

Plan name
J & H OIL COMPANY EMPLOYEES' RETIREMENT PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
J & H OIL COMPANY
Participants
821 (754 active employees)
Former employees with a balance
33
Plan assets
$12,621,238 at Dec 31, 2024
Average account balance
$40,845 across 309 accounts
Employer contributions
$270,920 in plan year 2024 (20% of all contributions)
Recordkeeper
Principal Life Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jul 1, 1979
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 14, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $1.37 million went into the plan in contributions, $270,920 of it from the employer (20%).
  • $637,056 was paid out to participants.
  • Investment and other income added $1.17 million.
  • Administrative expenses were $37,370, about $121 per account.

How the J & H Oil Company 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019248$7.64 million$168,740$157,435
2020303$9.39 million$189,229$464,564
2021584$11.1 million$210,958$449,547
2022583$8.91 million$235,373$1.23 million
2023763$10.8 million$249,503$554,319
2024821$12.6 million$270,920$637,056

J & H Oil Company 401(k) Contact Information

Phone
616-389-6157
Mailing address
2696 CHICAGO DR SW, WYOMING MI 495191628
Plan sponsor
J & H OIL COMPANY
Employer identification number (EIN)
38-2055132
Plan number
001

Questions about the J & H Oil Company 401(k)

Does J & H Oil Company contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $270,920, 20% of all contributions.

Does the J & H Oil Company 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the J & H Oil Company 401(k) plan?

821 participants at the start of plan year 2024, 754 of them active employees, and 33 former employees who still had money in the plan.

What is the average 401(k) balance at J & H Oil Company?

About $40,845 per account: $12.6 million in plan assets across 309 accounts with a balance at the end of plan year 2024.

Who manages the J & H Oil Company 401(k) accounts?

Principal (listed on the filing as PRINCIPAL LIFE INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at J & H Oil Company. How do I access my 401(k)?

Your account stays with Principal after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

Related Companies
Headquarter: 323 CASH MEMORIAL BLVD, FOREST PARK, GA, 30297
Headquarter: 5401 BAUMHART RD, SUITE B, LORAIN, OH, 44053
Headquarter: 131 DARTMOUTH STREET, BOSTON, MA, 02116
Headquarter: 550 BOWIE STREET, AUSTIN, TX, 787034644
Headquarter: 220 OCCIDENTAL AVE S, SEATTLE, WA, 98104