J & R Schugel Holdings, Inc. 401(k) Plan: Login, Facts & Contact Information

J & R Schugel Holdings, Inc. 401(k) Plan Facts

Plan name
J&R SCHUGEL HOLDINGS, INC. RETIREMENT PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
J & R SCHUGEL HOLDINGS, INC.
Participants
905 (714 active employees)
Former employees with a balance
65
Plan assets
$10,287,388 at Sep 30, 2025
Average account balance
$59,123 across 174 accounts
Recordkeeper
Empower Annuity Insurance Company
Plan year
Oct 1, 2024 – Sep 30, 2025
Plan established
Oct 1, 1982
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Oct 1, 2024 – Sep 30, 2025), filed Jun 25, 2026. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $429,926 went into the plan in contributions.
  • $1.08 million was paid out to participants.
  • Investment and other income added $1.45 million.
  • Administrative expenses were $60,803, about $349 per account.

How the J & R Schugel Holdings, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20191,091$8.76 million—$1.19 million
20201,018$9.10 million—$1.61 million
2021860$7.41 million$0$894,296
2022914$7.93 million$0$828,966
2023911$9.58 million$0$596,530
2024905$10.3 million$0$1.08 million

J & R Schugel Holdings, Inc. 401(k) Contact Information

Phone
507-550-1702
Mailing address
2026 NORTH BROADWAY, NEW ULM MN 560731030
Plan sponsor
J & R SCHUGEL HOLDINGS, INC.
Employer identification number (EIN)
41-1239449
Plan number
001

Questions about the J & R Schugel Holdings, Inc. 401(k)

Does J & R Schugel Holdings, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement.

Does the J & R Schugel Holdings, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the J & R Schugel Holdings, Inc 401(k) plan?

905 participants at the start of plan year 2024, 714 of them active employees, and 65 former employees who still had money in the plan.

What is the average 401(k) balance at J & R Schugel Holdings, Inc?

About $59,123 per account: $10.3 million in plan assets across 174 accounts with a balance at the end of plan year 2024.

Who manages the J & R Schugel Holdings, Inc 401(k) accounts?

Empower (listed on the filing as EMPOWER ANNUITY INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at J & R Schugel Holdings, Inc. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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