J-berd Mechanical Contractors, Inc. 401(k) Plan: Login, Facts & Contact Information

J-berd Mechanical Contractors, Inc. 401(k) Plan Facts

Plan name
J-BERD MECHANICAL CONTRACTORS, INC. 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
J-BERD MECHANICAL CONTRACTORS, INC.
Participants
750 (736 active employees)
Former employees with a balance
0
Plan assets
$87,076,918 at Dec 31, 2024
Average account balance
$118,311 across 736 accounts
Employer contributions
$2,072,734 in plan year 2024 (26% of all contributions)
Recordkeeper
Empower Annuity Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 2003
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Sep 29, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $8.07 million went into the plan in contributions, $2.07 million of it from the employer (26%).
  • $3.32 million was paid out to participants.
  • Investment and other income added $10.7 million.
  • Administrative expenses were $178,893, about $243 per account.

How the J-berd Mechanical Contractors, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019581$34.3 million$1.31 million$714,765
2020617$44.9 million$1.46 million$715,431
2021677$57.2 million$1.58 million$1.36 million
2022870$53.3 million$2.26 million$1.05 million
2023749$71.9 million$2.06 million$615,430
2024750$87.1 million$2.07 million$3.32 million

J-berd Mechanical Contractors, Inc. 401(k) Contact Information

Phone
320-656-0847
Mailing address
1 INDUSTRIAL BLVD, SAUK RAPIDS MN 56379
Plan sponsor
J-BERD MECHANICAL CONTRACTORS, INC.
Employer identification number (EIN)
41-1716695
Plan number
001

Questions about the J-berd Mechanical Contractors, Inc. 401(k)

Does J-berd Mechanical Contractors, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $2.07 million, 26% of all contributions.

Does the J-berd Mechanical Contractors, Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the J-berd Mechanical Contractors, Inc 401(k) plan?

750 participants at the start of plan year 2024, 736 of them active employees.

What is the average 401(k) balance at J-berd Mechanical Contractors, Inc?

About $118,311 per account: $87.1 million in plan assets across 736 accounts with a balance at the end of plan year 2024.

Who manages the J-berd Mechanical Contractors, Inc 401(k) accounts?

Empower (listed on the filing as EMPOWER ANNUITY INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at J-berd Mechanical Contractors, Inc. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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