James Gramm, Llc Dba Safford Chry/jp/ddge Of Frede 401(k) Plan: Login, Facts & Contact Information

James Gramm, Llc Dba Safford Chry/jp/ddge Of Frede 401(k) Plan Facts

Plan name
SAFFORD AUTOMOTIVE GROUP 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
JAMES GRAMM, LLC DBA SAFFORD CHRY/JP/DDGE OF FREDERICKSBURG
Participants
1,132 (1,519 active employees)
Former employees with a balance
181
Plan assets
$43,624,470 at Dec 31, 2024
Average account balance
$41,116 across 1,061 accounts
Employer contributions
$937,860 in plan year 2024 (14% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jun 20, 2002
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 14, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $6.57 million went into the plan in contributions, $937,860 of it from the employer (14%).
  • $4.85 million was paid out to participants.
  • Investment and other income added $4.89 million.
  • Administrative expenses were $198,053, about $187 per account.

How the James Gramm, Llc Dba Safford Chry/jp/ddge Of Frede 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019499$11.0 million$165,288$897,144
2020578$14.4 million$219,991$1.08 million
2021579$19.1 million$381,966$843,202
2022598$17.1 million$519,503$2.31 million
2023552$37.2 million$1.08 million$2.01 million
20241,132$43.6 million$937,860$4.85 million

James Gramm, Llc Dba Safford Chry/jp/ddge Of Frede 401(k) Contact Information

Phone
540-898-7200
Mailing address
10671 PATRIOT HIGHWAY, FREDERICKSBURG VA 22408
Plan sponsor
JAMES GRAMM, LLC DBA SAFFORD CHRY/JP/DDGE OF FREDERICKSBURG
Employer identification number (EIN)
26-0016920
Plan number
001

Questions about the James Gramm, Llc Dba Safford Chry/jp/ddge Of Frede 401(k)

Does James Gramm, Llc Dba Safford Chry/jp/ddge Of Frede contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $937,860, 14% of all contributions.

Does the James Gramm, Llc Dba Safford Chry/jp/ddge Of Frede 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the James Gramm, Llc Dba Safford Chry/jp/ddge Of Frede 401(k) plan?

1,132 participants at the start of plan year 2024, 1,519 of them active employees, and 181 former employees who still had money in the plan.

What is the average 401(k) balance at James Gramm, Llc Dba Safford Chry/jp/ddge Of Frede?

About $41,116 per account: $43.6 million in plan assets across 1,061 accounts with a balance at the end of plan year 2024.

Who manages the James Gramm, Llc Dba Safford Chry/jp/ddge Of Frede 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at James Gramm, Llc Dba Safford Chry/jp/ddge Of Frede. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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