Jefferson Capital Systems, Llc 401(k) Plan: Login, Facts & Contact Information

Jefferson Capital Systems, Llc 401(k) Plan Facts

Plan name
JEFFERSON CAPITAL SYSTEMS, LLC 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
JEFFERSON CAPITAL SYSTEMS, LLC
Participants
299 (215 active employees)
Former employees with a balance
48
Plan assets
$13,787,368 at Dec 31, 2024
Average account balance
$63,830 across 216 accounts
Employer contributions
$160,079 in plan year 2024 (9% of all contributions)
Recordkeeper
Empower Annuity Insurance Company O
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jul 31, 2012
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Jul 10, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $1.80 million went into the plan in contributions, $160,079 of it from the employer (9%).
  • $559,324 was paid out to participants.
  • Investment and other income added $1.49 million.
  • Administrative expenses were $45,060, about $209 per account.

How the Jefferson Capital Systems, Llc 401(k) changed, 2023–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2023225$11.1 million$143,367$1.16 million
2024299$13.8 million$160,079$559,324

Jefferson Capital Systems, Llc 401(k) Contact Information

Phone
409-234-7417
Mailing address
200 14TH AVE E, SARTELL MN 56377
Plan sponsor
JEFFERSON CAPITAL SYSTEMS, LLC
Employer identification number (EIN)
20-3686718
Plan number
001

Questions about the Jefferson Capital Systems, Llc 401(k)

Does Jefferson Capital Systems, Llc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $160,079, 9% of all contributions.

Does the Jefferson Capital Systems, Llc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Jefferson Capital Systems, Llc 401(k) plan?

299 participants at the start of plan year 2024, 215 of them active employees, and 48 former employees who still had money in the plan.

What is the average 401(k) balance at Jefferson Capital Systems, Llc?

About $63,830 per account: $13.8 million in plan assets across 216 accounts with a balance at the end of plan year 2024.

Who manages the Jefferson Capital Systems, Llc 401(k) accounts?

Empower (listed on the filing as EMPOWER ANNUITY INSURANCE COMPANY O) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Jefferson Capital Systems, Llc. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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