Joint Board Of Trustees Plumbers & Pipefitters Ua Local 85 Retirement 401(k) Plan: Login, Facts & Contact Information

Joint Board Of Trustees Plumbers & Pipefitters Ua Local 85 Retirement 401(k) Plan Facts

Plan name
PLUMBERS & PIPEFITTERS U.A. LOCAL 85 RETIREMENT AND 401K FUND
Plan type
401(k)
Plan sponsor
JOINT BOARD OF TRUSTEES PLUMBERS & PIPEFITTERS LOCAL 85 RETIREMENT
Participants
629 (683 active employees)
Former employees with a balance
0
Plan assets
$11,684,150 at Dec 31, 2024
Average account balance
$16,958 across 689 accounts
Employer contributions
$1,955,084 in plan year 2024 (99% of all contributions)
Recordkeeper
Empower Trust Company, Llc
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 2016
— Employer contributions— Automatic enrollment— Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window— Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 8, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $1.97 million went into the plan in contributions, $1.96 million of it from the employer (99%).
  • $201,909 was paid out to participants.
  • Investment and other income added $1.26 million.
  • Administrative expenses were $214,282, about $311 per account.

How the Joint Board Of Trustees Plumbers & Pipefitters Ua Local 85 Retirement 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019197$3.37 million$890,652$48,901
2020467$4.86 million$895,941$24,501
2021517$6.71 million$1.19 million$121,554
2022563$6.62 million$1.33 million$233,928
2023517$8.88 million$1.60 million$352,073
2024629$11.7 million$1.96 million$201,909

Joint Board Of Trustees Plumbers & Pipefitters Ua Local 85 Retirement 401(k) Contact Information

Phone
248-813-9800
Mailing address
700 TOWER DRIVE, SUITE 300, TROY MI 48098
Plan sponsor
JOINT BOARD OF TRUSTEES PLUMBERS & PIPEFITTERS LOCAL 85 RETIREMENT
Plan administrator
BENESYS, INC
Employer identification number (EIN)
32-0478132
Plan number
005

Questions about the Joint Board Of Trustees Plumbers & Pipefitters Ua Local 85 Retirement 401(k)

Does Joint Board Of Trustees Plumbers & Pipefitters Ua Local 85 Retirement contribute to the 401(k)?

The plan does not report an employer matching arrangement on its Form 5500. It did report $1.96 million in employer contributions for plan year 2024.

Does the Joint Board Of Trustees Plumbers & Pipefitters Ua Local 85 Retirement 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Joint Board Of Trustees Plumbers & Pipefitters Ua Local 85 Retirement 401(k) plan?

629 participants at the start of plan year 2024, 683 of them active employees.

What is the average 401(k) balance at Joint Board Of Trustees Plumbers & Pipefitters Ua Local 85 Retirement?

About $16,958 per account: $11.7 million in plan assets across 689 accounts with a balance at the end of plan year 2024.

Who manages the Joint Board Of Trustees Plumbers & Pipefitters Ua Local 85 Retirement 401(k) accounts?

Empower (listed on the filing as EMPOWER TRUST COMPANY, LLC) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Joint Board Of Trustees Plumbers & Pipefitters Ua Local 85 Retirement. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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