Kalsec, Inc. 401(k) Plan: Login, Facts & Contact Information

Kalsec, Inc. 401(k) Plan Facts

Plan name
KALSEC, INC. EMPLOYEES' PROFIT SHARING PLAN
Plan type
401(k) and profit sharing
Plan sponsor
KALSEC, INC.
Participants
403 (327 active employees)
Former employees with a balance
82
Plan assets
$111,314,750 at Sep 30, 2025
Average account balance
$272,830 across 408 accounts
Employer contributions
$1,630,514 in plan year 2024 (23% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Oct 1, 2024 – Sep 30, 2025
Plan established
Oct 1, 1982
— Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Oct 1, 2024 – Sep 30, 2025), filed Jul 14, 2026. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $7.07 million went into the plan in contributions, $1.63 million of it from the employer (23%).
  • $7.26 million was paid out to participants.
  • Investment and other income added $14.9 million.
  • Administrative expenses were $55,284, about $136 per account.

How the Kalsec, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019309$75.6 million$2.03 million$6.13 million
2020342$90.5 million$2.41 million$9.17 million
2021366$69.4 million$1.42 million$7.38 million
2022393$82.9 million$1.56 million$4.77 million
2023404$96.5 million$1.57 million$14.7 million
2024403$111.3 million$1.63 million$7.26 million

Kalsec, Inc. 401(k) Contact Information

Phone
269-349-9711
Mailing address
3713 WEST MAIN ST, KALAMAZOO MI 49006
Plan sponsor
KALSEC, INC.
Employer identification number (EIN)
38-2089140
Plan number
003

Questions about the Kalsec, Inc. 401(k)

Does Kalsec, Inc contribute to the 401(k)?

The plan does not report an employer matching arrangement on its Form 5500. It did report $1.63 million in employer contributions for plan year 2024.

Does the Kalsec, Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Kalsec, Inc 401(k) plan?

403 participants at the start of plan year 2024, 327 of them active employees, and 82 former employees who still had money in the plan.

What is the average 401(k) balance at Kalsec, Inc?

About $272,830 per account: $111.3 million in plan assets across 408 accounts with a balance at the end of plan year 2024.

Who manages the Kalsec, Inc 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Kalsec, Inc. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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