Kao America Inc. 401(k) Plan: Login, Facts & Contact Information

Kao America Inc. 401(k) Plan Facts

Plan name
KAO AMERICA INC. 401(K) SAVINGS PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
KAO AMERICA INC.
Participants
1,884 (1,403 active employees)
Former employees with a balance
561
Plan assets
$314,240,730 at Dec 31, 2024
Average account balance
$182,169 across 1,725 accounts
Employer contributions
$5,757,385 in plan year 2024 (26% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Nov 1, 1987
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments✓ Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 9, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $21.8 million went into the plan in contributions, $5.76 million of it from the employer (26%).
  • $28.4 million was paid out to participants.
  • Investment and other income added $42.7 million.

How the Kao America Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20191,596$220.0 million$3.89 million$20.7 million
20201,800$257.4 million$4.11 million$17.8 million
20211,798$284.2 million$5.16 million$30.2 million
20221,817$231.3 million$5.39 million$17.7 million
20231,889$277.8 million$5.41 million$19.8 million
20241,884$314.2 million$5.76 million$28.4 million

Kao America Inc. 401(k) Contact Information

Phone
513-455-5328
Mailing address
2535 SPRING GROVE AVENUE, CINCINNATI OH 45214
Plan sponsor
KAO AMERICA INC.
Employer identification number (EIN)
52-2064483
Plan number
001

Questions about the Kao America Inc. 401(k)

Does Kao America Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $5.76 million, 26% of all contributions.

Does the Kao America Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Kao America Inc 401(k) plan?

1,884 participants at the start of plan year 2024, 1,403 of them active employees, and 561 former employees who still had money in the plan.

What is the average 401(k) balance at Kao America Inc?

About $182,169 per account: $314.2 million in plan assets across 1,725 accounts with a balance at the end of plan year 2024.

Who manages the Kao America Inc 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Kao America Inc. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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