Karat, Inc. 401(k) Plan: Login, Facts & Contact Information
Karat, Inc. 401(k) Login
146 former Karat, Inc. employees still have money in this plan.
Retirement plan providers can change. This information is from the plan's 2024 filing.
Karat, Inc. 401(k) Plan Facts
Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 7, 2025. Public filing with the U.S. Department of Labor.
Money in and out in plan year 2024
- $2.21 million went into the plan in contributions, $676,308 of it from the employer (31%).
- $1.25 million was paid out to participants.
- Investment and other income added $1.44 million.
- Administrative expenses were $3,304, about $14 per account.
How the Karat, Inc. 401(k) changed, 2019–2024
| Plan year | Participants | Plan assets | Employer contributions | Benefits paid |
|---|---|---|---|---|
| 2019 | 43 | $877,687 | $0 | $19,004 |
| 2020 | 75 | $2.03 million | $0 | $103,925 |
| 2021 | 99 | $2.76 million | $0 | $664,988 |
| 2022 | 182 | $5.68 million | $1.02 million | $317,028 |
| 2023 | 288 | $9.04 million | $982,303 | $966,429 |
| 2024 | 253 | $11.4 million | $676,308 | $1.25 million |
Karat, Inc. 401(k) Contact Information
Questions about the Karat, Inc. 401(k)
Does Karat, Inc contribute to the 401(k)?
Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $676,308, 31% of all contributions.
Does the Karat, Inc 401(k) have automatic enrollment?
Yes. The plan reports automatic enrollment of eligible employees.
How many people are in the Karat, Inc 401(k) plan?
253 participants at the start of plan year 2024, 89 of them active employees, and 146 former employees who still had money in the plan.
What is the average 401(k) balance at Karat, Inc?
About $48,871 per account: $11.4 million in plan assets across 234 accounts with a balance at the end of plan year 2024.
Who manages the Karat, Inc 401(k) accounts?
Voya Financial (listed on the filing as VOYA RETIREMENT INSURANCE & ANNUITY) is the plan's recordkeeper, which is where participants log in to see their balance.
I no longer work at Karat, Inc. How do I access my 401(k)?
Your account stays with Voya Financial after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.