Key Food Stores Co-operative, Inc. 401(k) Plan: Login, Facts & Contact Information

Key Food Stores Co-operative, Inc. 401(k) Plan Facts

Plan name
KEY FOOD STORES CO-OPERATIVE, INC. EMPLOYEES SAVINGS PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
KEY FOOD STORES CO-OPERATIVE, INC.
Participants
242 (191 active employees)
Former employees with a balance
54
Plan assets
$28,532,659 at Dec 31, 2024
Average account balance
$116,937 across 244 accounts
Employer contributions
$1,201,874 in plan year 2024 (44% of all contributions)
Recordkeeper
Jpmorgan Invest Holdings Llc
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jun 30, 1984
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 10, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $2.72 million went into the plan in contributions, $1.20 million of it from the employer (44%).
  • $1.07 million was paid out to participants.
  • Investment and other income added $3.02 million.
  • Administrative expenses were $91,917, about $377 per account.

How the Key Food Stores Co-operative, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019145$13.2 million$695,393$1.70 million
2020170$16.9 million$922,430$348,706
2021198$21.3 million$1.09 million$354,904
2022218$18.8 million$1.09 million$1.66 million
2023224$23.9 million$1.09 million$728,779
2024242$28.5 million$1.20 million$1.07 million

Key Food Stores Co-operative, Inc. 401(k) Contact Information

Phone
848-202-7460
Mailing address
100 MATAWAN RD SUITE 100, MATAWAN NJ 07747
Plan sponsor
KEY FOOD STORES CO-OPERATIVE, INC.
Employer identification number (EIN)
11-0951407
Plan number
003

Questions about the Key Food Stores Co-operative, Inc. 401(k)

Does Key Food Stores Co-operative, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $1.20 million, 44% of all contributions.

Does the Key Food Stores Co-operative, Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Key Food Stores Co-operative, Inc 401(k) plan?

242 participants at the start of plan year 2024, 191 of them active employees, and 54 former employees who still had money in the plan.

What is the average 401(k) balance at Key Food Stores Co-operative, Inc?

About $116,937 per account: $28.5 million in plan assets across 244 accounts with a balance at the end of plan year 2024.

Who manages the Key Food Stores Co-operative, Inc 401(k) accounts?

J.P. Morgan Retirement Link (listed on the filing as JPMORGAN INVEST HOLDINGS LLC) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Key Food Stores Co-operative, Inc. How do I access my 401(k)?

Your account stays with J.P. Morgan Retirement Link after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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